LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,620
−HK$8,003/mo
▼ 0.25% · 3.875%
HK$131,589
−HK$4,034/mo
Today · 4.125%
HK$135,623
baseline
▲ 0.50% · 4.625%
HK$143,875
+HK$8,252/mo
Deposit HK$27.98M · loan HK$27.98M · min. income ≈ HK$271,246/mo (50% DSR)
Upfront cash ≈ HK$30.36M (deposit + AVD stamp duty HK$2,378,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,976
−HK$7,670/mo
▼ 0.25% · 3.875%
HK$145,783
−HK$3,863/mo
Today · 4.125%
HK$149,646
baseline
▲ 0.50% · 4.625%
HK$157,534
+HK$7,888/mo
Deposit HK$27.98M · loan HK$27.98M · min. income ≈ HK$299,292/mo (50% DSR)
Upfront cash ≈ HK$30.36M (deposit + AVD stamp duty HK$2,378,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,144
−HK$9,603/mo
▼ 0.25% · 3.875%
HK$157,907
−HK$4,840/mo
Today · 4.125%
HK$162,747
baseline
▲ 0.50% · 4.625%
HK$172,650
+HK$9,903/mo
Deposit HK$22.39M · loan HK$33.58M · min. income ≈ HK$325,494/mo (50% DSR)
Upfront cash ≈ HK$24.77M (deposit + AVD stamp duty HK$2,378,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,371
−HK$9,204/mo
▼ 0.25% · 3.875%
HK$174,940
−HK$4,635/mo
Today · 4.125%
HK$179,575
baseline
▲ 0.50% · 4.625%
HK$189,041
+HK$9,466/mo
Deposit HK$22.39M · loan HK$33.58M · min. income ≈ HK$359,150/mo (50% DSR)
Upfront cash ≈ HK$24.77M (deposit + AVD stamp duty HK$2,378,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,667
−HK$11,205/mo
▼ 0.25% · 3.875%
HK$184,225
−HK$5,647/mo
Today · 4.125%
HK$189,872
baseline
▲ 0.50% · 4.625%
HK$201,425
+HK$11,553/mo
Deposit HK$16.79M · loan HK$39.18M · min. income ≈ HK$379,744/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$2,378,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,766
−HK$10,738/mo
▼ 0.25% · 3.875%
HK$204,097
−HK$5,407/mo
Today · 4.125%
HK$209,504
baseline
▲ 0.50% · 4.625%
HK$220,548
+HK$11,044/mo
Deposit HK$16.79M · loan HK$39.18M · min. income ≈ HK$419,008/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$2,378,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,715
−HK$14,406/mo
▼ 0.25% · 3.875%
HK$236,861
−HK$7,260/mo
Today · 4.125%
HK$244,121
baseline
▲ 0.50% · 4.625%
HK$258,975
+HK$14,854/mo
Deposit HK$5.60M · loan HK$50.37M · min. income ≈ HK$488,242/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$2,378,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,556
−HK$13,807/mo
▼ 0.25% · 3.875%
HK$262,410
−HK$6,953/mo
Today · 4.125%
HK$269,363
baseline
▲ 0.50% · 4.625%
HK$283,561
+HK$14,198/mo
Deposit HK$5.60M · loan HK$50.37M · min. income ≈ HK$538,726/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$2,378,608 · Scale 2, in force from 26 Feb 2026)