LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,762
−HK$801/mo
▼ 0.25% · 3.875%
HK$13,159
−HK$404/mo
Today · 4.125%
HK$13,563
baseline
▲ 0.50% · 4.625%
HK$14,388
+HK$825/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$27,126/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$125,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,198
−HK$767/mo
▼ 0.25% · 3.875%
HK$14,579
−HK$386/mo
Today · 4.125%
HK$14,965
baseline
▲ 0.50% · 4.625%
HK$15,754
+HK$789/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$29,930/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$125,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,315
−HK$960/mo
▼ 0.25% · 3.875%
HK$15,791
−HK$484/mo
Today · 4.125%
HK$16,275
baseline
▲ 0.50% · 4.625%
HK$17,265
+HK$990/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$32,550/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$125,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,038
−HK$920/mo
▼ 0.25% · 3.875%
HK$17,495
−HK$463/mo
Today · 4.125%
HK$17,958
baseline
▲ 0.50% · 4.625%
HK$18,905
+HK$947/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$35,916/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$125,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,867
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$18,423
−HK$565/mo
Today · 4.125%
HK$18,988
baseline
▲ 0.50% · 4.625%
HK$20,143
+HK$1,155/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$37,976/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,877
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,410
−HK$541/mo
Today · 4.125%
HK$20,951
baseline
▲ 0.50% · 4.625%
HK$22,055
+HK$1,104/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$41,902/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$125,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,972
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,687
−HK$726/mo
Today · 4.125%
HK$24,413
baseline
▲ 0.50% · 4.625%
HK$25,898
+HK$1,485/mo
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$48,826/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$125,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,556
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,242
−HK$695/mo
Today · 4.125%
HK$26,937
baseline
▲ 0.50% · 4.625%
HK$28,357
+HK$1,420/mo
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$53,874/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$125,931 · Scale 2, in force from 26 Feb 2026)