LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,636
−HK$8,004/mo
▼ 0.25% · 3.875%
HK$131,606
−HK$4,034/mo
Today · 4.125%
HK$135,640
baseline
▲ 0.50% · 4.625%
HK$143,893
+HK$8,253/mo
Deposit HK$27.99M · loan HK$27.99M · min. income ≈ HK$271,280/mo (50% DSR)
Upfront cash ≈ HK$30.37M (deposit + AVD stamp duty HK$2,378,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,994
−HK$7,671/mo
▼ 0.25% · 3.875%
HK$145,802
−HK$3,863/mo
Today · 4.125%
HK$149,665
baseline
▲ 0.50% · 4.625%
HK$157,554
+HK$7,889/mo
Deposit HK$27.99M · loan HK$27.99M · min. income ≈ HK$299,330/mo (50% DSR)
Upfront cash ≈ HK$30.37M (deposit + AVD stamp duty HK$2,378,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,163
−HK$9,605/mo
▼ 0.25% · 3.875%
HK$157,927
−HK$4,841/mo
Today · 4.125%
HK$162,768
baseline
▲ 0.50% · 4.625%
HK$172,672
+HK$9,904/mo
Deposit HK$22.39M · loan HK$33.58M · min. income ≈ HK$325,536/mo (50% DSR)
Upfront cash ≈ HK$24.77M (deposit + AVD stamp duty HK$2,378,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,393
−HK$9,205/mo
▼ 0.25% · 3.875%
HK$174,962
−HK$4,636/mo
Today · 4.125%
HK$179,598
baseline
▲ 0.50% · 4.625%
HK$189,065
+HK$9,467/mo
Deposit HK$22.39M · loan HK$33.58M · min. income ≈ HK$359,196/mo (50% DSR)
Upfront cash ≈ HK$24.77M (deposit + AVD stamp duty HK$2,378,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,690
−HK$11,206/mo
▼ 0.25% · 3.875%
HK$184,249
−HK$5,647/mo
Today · 4.125%
HK$189,896
baseline
▲ 0.50% · 4.625%
HK$201,451
+HK$11,555/mo
Deposit HK$16.79M · loan HK$39.18M · min. income ≈ HK$379,792/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$2,378,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,791
−HK$10,740/mo
▼ 0.25% · 3.875%
HK$204,123
−HK$5,408/mo
Today · 4.125%
HK$209,531
baseline
▲ 0.50% · 4.625%
HK$220,576
+HK$11,045/mo
Deposit HK$16.79M · loan HK$39.18M · min. income ≈ HK$419,062/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$2,378,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,745
−HK$14,407/mo
▼ 0.25% · 3.875%
HK$236,891
−HK$7,261/mo
Today · 4.125%
HK$244,152
baseline
▲ 0.50% · 4.625%
HK$259,008
+HK$14,856/mo
Deposit HK$5.60M · loan HK$50.38M · min. income ≈ HK$488,304/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$2,378,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,589
−HK$13,808/mo
▼ 0.25% · 3.875%
HK$262,444
−HK$6,953/mo
Today · 4.125%
HK$269,397
baseline
▲ 0.50% · 4.625%
HK$283,598
+HK$14,201/mo
Deposit HK$5.60M · loan HK$50.38M · min. income ≈ HK$538,794/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$2,378,912 · Scale 2, in force from 26 Feb 2026)