LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,652
−HK$8,005/mo
▼ 0.25% · 3.875%
HK$131,623
−HK$4,034/mo
Today · 4.125%
HK$135,657
baseline
▲ 0.50% · 4.625%
HK$143,912
+HK$8,255/mo
Deposit HK$27.99M · loan HK$27.99M · min. income ≈ HK$271,314/mo (50% DSR)
Upfront cash ≈ HK$30.37M (deposit + AVD stamp duty HK$2,379,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,012
−HK$7,672/mo
▼ 0.25% · 3.875%
HK$145,821
−HK$3,863/mo
Today · 4.125%
HK$149,684
baseline
▲ 0.50% · 4.625%
HK$157,574
+HK$7,890/mo
Deposit HK$27.99M · loan HK$27.99M · min. income ≈ HK$299,368/mo (50% DSR)
Upfront cash ≈ HK$30.37M (deposit + AVD stamp duty HK$2,379,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,183
−HK$9,606/mo
▼ 0.25% · 3.875%
HK$157,948
−HK$4,841/mo
Today · 4.125%
HK$162,789
baseline
▲ 0.50% · 4.625%
HK$172,694
+HK$9,905/mo
Deposit HK$22.39M · loan HK$33.59M · min. income ≈ HK$325,578/mo (50% DSR)
Upfront cash ≈ HK$24.77M (deposit + AVD stamp duty HK$2,379,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,414
−HK$9,207/mo
▼ 0.25% · 3.875%
HK$174,985
−HK$4,636/mo
Today · 4.125%
HK$179,621
baseline
▲ 0.50% · 4.625%
HK$189,089
+HK$9,468/mo
Deposit HK$22.39M · loan HK$33.59M · min. income ≈ HK$359,242/mo (50% DSR)
Upfront cash ≈ HK$24.77M (deposit + AVD stamp duty HK$2,379,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,713
−HK$11,207/mo
▼ 0.25% · 3.875%
HK$184,272
−HK$5,648/mo
Today · 4.125%
HK$189,920
baseline
▲ 0.50% · 4.625%
HK$201,476
+HK$11,556/mo
Deposit HK$16.79M · loan HK$39.19M · min. income ≈ HK$379,840/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$2,379,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,817
−HK$10,741/mo
▼ 0.25% · 3.875%
HK$204,149
−HK$5,409/mo
Today · 4.125%
HK$209,558
baseline
▲ 0.50% · 4.625%
HK$220,604
+HK$11,046/mo
Deposit HK$16.79M · loan HK$39.19M · min. income ≈ HK$419,116/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$2,379,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,774
−HK$14,409/mo
▼ 0.25% · 3.875%
HK$236,921
−HK$7,262/mo
Today · 4.125%
HK$244,183
baseline
▲ 0.50% · 4.625%
HK$259,041
+HK$14,858/mo
Deposit HK$5.60M · loan HK$50.38M · min. income ≈ HK$488,366/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$2,379,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,621
−HK$13,811/mo
▼ 0.25% · 3.875%
HK$262,477
−HK$6,955/mo
Today · 4.125%
HK$269,432
baseline
▲ 0.50% · 4.625%
HK$283,634
+HK$14,202/mo
Deposit HK$5.60M · loan HK$50.38M · min. income ≈ HK$538,864/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$2,379,215 · Scale 2, in force from 26 Feb 2026)