LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,765
−HK$801/mo
▼ 0.25% · 3.875%
HK$13,162
−HK$404/mo
Today · 4.125%
HK$13,566
baseline
▲ 0.50% · 4.625%
HK$14,391
+HK$825/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$27,132/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$125,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,201
−HK$768/mo
▼ 0.25% · 3.875%
HK$14,582
−HK$387/mo
Today · 4.125%
HK$14,969
baseline
▲ 0.50% · 4.625%
HK$15,758
+HK$789/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$29,938/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$125,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,318
−HK$961/mo
▼ 0.25% · 3.875%
HK$15,795
−HK$484/mo
Today · 4.125%
HK$16,279
baseline
▲ 0.50% · 4.625%
HK$17,270
+HK$991/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$32,558/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$125,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,042
−HK$920/mo
▼ 0.25% · 3.875%
HK$17,499
−HK$463/mo
Today · 4.125%
HK$17,962
baseline
▲ 0.50% · 4.625%
HK$18,909
+HK$947/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$35,924/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$125,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,872
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$18,427
−HK$565/mo
Today · 4.125%
HK$18,992
baseline
▲ 0.50% · 4.625%
HK$20,148
+HK$1,156/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$37,984/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$125,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,882
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,415
−HK$541/mo
Today · 4.125%
HK$20,956
baseline
▲ 0.50% · 4.625%
HK$22,061
+HK$1,105/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$41,912/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$125,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,978
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,692
−HK$727/mo
Today · 4.125%
HK$24,419
baseline
▲ 0.50% · 4.625%
HK$25,904
+HK$1,485/mo
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$48,838/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$125,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,562
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,248
−HK$696/mo
Today · 4.125%
HK$26,944
baseline
▲ 0.50% · 4.625%
HK$28,364
+HK$1,420/mo
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$53,888/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$125,960 · Scale 2, in force from 26 Feb 2026)