LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,674
−HK$8,007/mo
▼ 0.25% · 3.875%
HK$131,646
−HK$4,035/mo
Today · 4.125%
HK$135,681
baseline
▲ 0.50% · 4.625%
HK$143,937
+HK$8,256/mo
Deposit HK$28.00M · loan HK$28.00M · min. income ≈ HK$271,362/mo (50% DSR)
Upfront cash ≈ HK$30.38M (deposit + AVD stamp duty HK$2,379,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,036
−HK$7,674/mo
▼ 0.25% · 3.875%
HK$145,846
−HK$3,864/mo
Today · 4.125%
HK$149,710
baseline
▲ 0.50% · 4.625%
HK$157,602
+HK$7,892/mo
Deposit HK$28.00M · loan HK$28.00M · min. income ≈ HK$299,420/mo (50% DSR)
Upfront cash ≈ HK$30.38M (deposit + AVD stamp duty HK$2,379,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,209
−HK$9,608/mo
▼ 0.25% · 3.875%
HK$157,975
−HK$4,842/mo
Today · 4.125%
HK$162,817
baseline
▲ 0.50% · 4.625%
HK$172,724
+HK$9,907/mo
Deposit HK$22.40M · loan HK$33.59M · min. income ≈ HK$325,634/mo (50% DSR)
Upfront cash ≈ HK$24.78M (deposit + AVD stamp duty HK$2,379,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,444
−HK$9,208/mo
▼ 0.25% · 3.875%
HK$175,015
−HK$4,637/mo
Today · 4.125%
HK$179,652
baseline
▲ 0.50% · 4.625%
HK$189,122
+HK$9,470/mo
Deposit HK$22.40M · loan HK$33.59M · min. income ≈ HK$359,304/mo (50% DSR)
Upfront cash ≈ HK$24.78M (deposit + AVD stamp duty HK$2,379,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,744
−HK$11,209/mo
▼ 0.25% · 3.875%
HK$184,304
−HK$5,649/mo
Today · 4.125%
HK$189,953
baseline
▲ 0.50% · 4.625%
HK$201,511
+HK$11,558/mo
Deposit HK$16.80M · loan HK$39.19M · min. income ≈ HK$379,906/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$2,379,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,851
−HK$10,743/mo
▼ 0.25% · 3.875%
HK$204,184
−HK$5,410/mo
Today · 4.125%
HK$209,594
baseline
▲ 0.50% · 4.625%
HK$220,642
+HK$11,048/mo
Deposit HK$16.80M · loan HK$39.19M · min. income ≈ HK$419,188/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$2,379,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,814
−HK$14,411/mo
▼ 0.25% · 3.875%
HK$236,962
−HK$7,263/mo
Today · 4.125%
HK$244,225
baseline
▲ 0.50% · 4.625%
HK$259,086
+HK$14,861/mo
Deposit HK$5.60M · loan HK$50.39M · min. income ≈ HK$488,450/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$2,379,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,666
−HK$13,812/mo
▼ 0.25% · 3.875%
HK$262,522
−HK$6,956/mo
Today · 4.125%
HK$269,478
baseline
▲ 0.50% · 4.625%
HK$283,683
+HK$14,205/mo
Deposit HK$5.60M · loan HK$50.39M · min. income ≈ HK$538,956/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$2,379,628 · Scale 2, in force from 26 Feb 2026)