LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,679
−HK$8,006/mo
▼ 0.25% · 3.875%
HK$131,650
−HK$4,035/mo
Today · 4.125%
HK$135,685
baseline
▲ 0.50% · 4.625%
HK$143,941
+HK$8,256/mo
Deposit HK$28.00M · loan HK$28.00M · min. income ≈ HK$271,370/mo (50% DSR)
Upfront cash ≈ HK$30.38M (deposit + AVD stamp duty HK$2,379,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,041
−HK$7,674/mo
▼ 0.25% · 3.875%
HK$145,851
−HK$3,864/mo
Today · 4.125%
HK$149,715
baseline
▲ 0.50% · 4.625%
HK$157,607
+HK$7,892/mo
Deposit HK$28.00M · loan HK$28.00M · min. income ≈ HK$299,430/mo (50% DSR)
Upfront cash ≈ HK$30.38M (deposit + AVD stamp duty HK$2,379,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,214
−HK$9,608/mo
▼ 0.25% · 3.875%
HK$157,980
−HK$4,842/mo
Today · 4.125%
HK$162,822
baseline
▲ 0.50% · 4.625%
HK$172,729
+HK$9,907/mo
Deposit HK$22.40M · loan HK$33.60M · min. income ≈ HK$325,644/mo (50% DSR)
Upfront cash ≈ HK$24.78M (deposit + AVD stamp duty HK$2,379,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,449
−HK$9,209/mo
▼ 0.25% · 3.875%
HK$175,021
−HK$4,637/mo
Today · 4.125%
HK$179,658
baseline
▲ 0.50% · 4.625%
HK$189,128
+HK$9,470/mo
Deposit HK$22.40M · loan HK$33.60M · min. income ≈ HK$359,316/mo (50% DSR)
Upfront cash ≈ HK$24.78M (deposit + AVD stamp duty HK$2,379,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,750
−HK$11,209/mo
▼ 0.25% · 3.875%
HK$184,310
−HK$5,649/mo
Today · 4.125%
HK$189,959
baseline
▲ 0.50% · 4.625%
HK$201,518
+HK$11,559/mo
Deposit HK$16.80M · loan HK$39.20M · min. income ≈ HK$379,918/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$2,379,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,858
−HK$10,743/mo
▼ 0.25% · 3.875%
HK$204,191
−HK$5,410/mo
Today · 4.125%
HK$209,601
baseline
▲ 0.50% · 4.625%
HK$220,650
+HK$11,049/mo
Deposit HK$16.80M · loan HK$39.20M · min. income ≈ HK$419,202/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$2,379,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,821
−HK$14,412/mo
▼ 0.25% · 3.875%
HK$236,970
−HK$7,263/mo
Today · 4.125%
HK$244,233
baseline
▲ 0.50% · 4.625%
HK$259,094
+HK$14,861/mo
Deposit HK$5.60M · loan HK$50.39M · min. income ≈ HK$488,466/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$2,379,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,674
−HK$13,813/mo
▼ 0.25% · 3.875%
HK$262,531
−HK$6,956/mo
Today · 4.125%
HK$269,487
baseline
▲ 0.50% · 4.625%
HK$283,692
+HK$14,205/mo
Deposit HK$5.60M · loan HK$50.39M · min. income ≈ HK$538,974/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$2,379,706 · Scale 2, in force from 26 Feb 2026)