LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,768
−HK$801/mo
▼ 0.25% · 3.875%
HK$13,165
−HK$404/mo
Today · 4.125%
HK$13,569
baseline
▲ 0.50% · 4.625%
HK$14,395
+HK$826/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$27,138/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$125,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,204
−HK$768/mo
▼ 0.25% · 3.875%
HK$14,585
−HK$387/mo
Today · 4.125%
HK$14,972
baseline
▲ 0.50% · 4.625%
HK$15,761
+HK$789/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$29,944/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$125,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,322
−HK$961/mo
▼ 0.25% · 3.875%
HK$15,798
−HK$485/mo
Today · 4.125%
HK$16,283
baseline
▲ 0.50% · 4.625%
HK$17,273
+HK$990/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$32,566/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$125,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,045
−HK$921/mo
▼ 0.25% · 3.875%
HK$17,503
−HK$463/mo
Today · 4.125%
HK$17,966
baseline
▲ 0.50% · 4.625%
HK$18,913
+HK$947/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$35,932/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$125,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,875
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$18,431
−HK$565/mo
Today · 4.125%
HK$18,996
baseline
▲ 0.50% · 4.625%
HK$20,152
+HK$1,156/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$37,992/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$125,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,886
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$20,420
−HK$541/mo
Today · 4.125%
HK$20,961
baseline
▲ 0.50% · 4.625%
HK$22,066
+HK$1,105/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$41,922/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$125,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,983
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,698
−HK$726/mo
Today · 4.125%
HK$24,424
baseline
▲ 0.50% · 4.625%
HK$25,910
+HK$1,486/mo
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$48,848/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$125,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,568
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,254
−HK$695/mo
Today · 4.125%
HK$26,949
baseline
▲ 0.50% · 4.625%
HK$28,370
+HK$1,421/mo
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$53,898/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$125,988 · Scale 2, in force from 26 Feb 2026)