LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,683
−HK$8,006/mo
▼ 0.25% · 3.875%
HK$131,654
−HK$4,035/mo
Today · 4.125%
HK$135,689
baseline
▲ 0.50% · 4.625%
HK$143,946
+HK$8,257/mo
Deposit HK$28.00M · loan HK$28.00M · min. income ≈ HK$271,378/mo (50% DSR)
Upfront cash ≈ HK$30.38M (deposit + AVD stamp duty HK$2,379,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,046
−HK$7,674/mo
▼ 0.25% · 3.875%
HK$145,855
−HK$3,865/mo
Today · 4.125%
HK$149,720
baseline
▲ 0.50% · 4.625%
HK$157,612
+HK$7,892/mo
Deposit HK$28.00M · loan HK$28.00M · min. income ≈ HK$299,440/mo (50% DSR)
Upfront cash ≈ HK$30.38M (deposit + AVD stamp duty HK$2,379,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,219
−HK$9,608/mo
▼ 0.25% · 3.875%
HK$157,985
−HK$4,842/mo
Today · 4.125%
HK$162,827
baseline
▲ 0.50% · 4.625%
HK$172,735
+HK$9,908/mo
Deposit HK$22.40M · loan HK$33.60M · min. income ≈ HK$325,654/mo (50% DSR)
Upfront cash ≈ HK$24.78M (deposit + AVD stamp duty HK$2,379,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,455
−HK$9,209/mo
▼ 0.25% · 3.875%
HK$175,026
−HK$4,638/mo
Today · 4.125%
HK$179,664
baseline
▲ 0.50% · 4.625%
HK$189,134
+HK$9,470/mo
Deposit HK$22.40M · loan HK$33.60M · min. income ≈ HK$359,328/mo (50% DSR)
Upfront cash ≈ HK$24.78M (deposit + AVD stamp duty HK$2,379,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,756
−HK$11,209/mo
▼ 0.25% · 3.875%
HK$184,316
−HK$5,649/mo
Today · 4.125%
HK$189,965
baseline
▲ 0.50% · 4.625%
HK$201,524
+HK$11,559/mo
Deposit HK$16.80M · loan HK$39.20M · min. income ≈ HK$379,930/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$2,379,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,864
−HK$10,744/mo
▼ 0.25% · 3.875%
HK$204,197
−HK$5,411/mo
Today · 4.125%
HK$209,608
baseline
▲ 0.50% · 4.625%
HK$220,657
+HK$11,049/mo
Deposit HK$16.80M · loan HK$39.20M · min. income ≈ HK$419,216/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$2,379,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,829
−HK$14,412/mo
▼ 0.25% · 3.875%
HK$236,978
−HK$7,263/mo
Today · 4.125%
HK$244,241
baseline
▲ 0.50% · 4.625%
HK$259,103
+HK$14,862/mo
Deposit HK$5.60M · loan HK$50.40M · min. income ≈ HK$488,482/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$2,379,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,682
−HK$13,814/mo
▼ 0.25% · 3.875%
HK$262,539
−HK$6,957/mo
Today · 4.125%
HK$269,496
baseline
▲ 0.50% · 4.625%
HK$283,701
+HK$14,205/mo
Deposit HK$5.60M · loan HK$50.40M · min. income ≈ HK$538,992/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$2,379,782 · Scale 2, in force from 26 Feb 2026)