LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,684
−HK$8,007/mo
▼ 0.25% · 3.875%
HK$131,655
−HK$4,036/mo
Today · 4.125%
HK$135,691
baseline
▲ 0.50% · 4.625%
HK$143,947
+HK$8,256/mo
Deposit HK$28.00M · loan HK$28.00M · min. income ≈ HK$271,382/mo (50% DSR)
Upfront cash ≈ HK$30.38M (deposit + AVD stamp duty HK$2,379,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,047
−HK$7,674/mo
▼ 0.25% · 3.875%
HK$145,856
−HK$3,865/mo
Today · 4.125%
HK$149,721
baseline
▲ 0.50% · 4.625%
HK$157,613
+HK$7,892/mo
Deposit HK$28.00M · loan HK$28.00M · min. income ≈ HK$299,442/mo (50% DSR)
Upfront cash ≈ HK$30.38M (deposit + AVD stamp duty HK$2,379,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,220
−HK$9,609/mo
▼ 0.25% · 3.875%
HK$157,986
−HK$4,843/mo
Today · 4.125%
HK$162,829
baseline
▲ 0.50% · 4.625%
HK$172,736
+HK$9,907/mo
Deposit HK$22.40M · loan HK$33.60M · min. income ≈ HK$325,658/mo (50% DSR)
Upfront cash ≈ HK$24.78M (deposit + AVD stamp duty HK$2,379,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,456
−HK$9,209/mo
▼ 0.25% · 3.875%
HK$175,028
−HK$4,637/mo
Today · 4.125%
HK$179,665
baseline
▲ 0.50% · 4.625%
HK$189,136
+HK$9,471/mo
Deposit HK$22.40M · loan HK$33.60M · min. income ≈ HK$359,330/mo (50% DSR)
Upfront cash ≈ HK$24.78M (deposit + AVD stamp duty HK$2,379,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,757
−HK$11,210/mo
▼ 0.25% · 3.875%
HK$184,317
−HK$5,650/mo
Today · 4.125%
HK$189,967
baseline
▲ 0.50% · 4.625%
HK$201,526
+HK$11,559/mo
Deposit HK$16.80M · loan HK$39.20M · min. income ≈ HK$379,934/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$2,379,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,866
−HK$10,744/mo
▼ 0.25% · 3.875%
HK$204,199
−HK$5,411/mo
Today · 4.125%
HK$209,610
baseline
▲ 0.50% · 4.625%
HK$220,658
+HK$11,048/mo
Deposit HK$16.80M · loan HK$39.20M · min. income ≈ HK$419,220/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$2,379,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,831
−HK$14,412/mo
▼ 0.25% · 3.875%
HK$236,980
−HK$7,263/mo
Today · 4.125%
HK$244,243
baseline
▲ 0.50% · 4.625%
HK$259,105
+HK$14,862/mo
Deposit HK$5.60M · loan HK$50.40M · min. income ≈ HK$488,486/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$2,379,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,684
−HK$13,814/mo
▼ 0.25% · 3.875%
HK$262,542
−HK$6,956/mo
Today · 4.125%
HK$269,498
baseline
▲ 0.50% · 4.625%
HK$283,704
+HK$14,206/mo
Deposit HK$5.60M · loan HK$50.40M · min. income ≈ HK$538,996/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$2,379,801 · Scale 2, in force from 26 Feb 2026)