LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,769
−HK$801/mo
▼ 0.25% · 3.875%
HK$13,166
−HK$404/mo
Today · 4.125%
HK$13,570
baseline
▲ 0.50% · 4.625%
HK$14,395
+HK$825/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$27,140/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$125,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,205
−HK$768/mo
▼ 0.25% · 3.875%
HK$14,586
−HK$387/mo
Today · 4.125%
HK$14,973
baseline
▲ 0.50% · 4.625%
HK$15,762
+HK$789/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$29,946/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$125,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,323
−HK$960/mo
▼ 0.25% · 3.875%
HK$15,799
−HK$484/mo
Today · 4.125%
HK$16,283
baseline
▲ 0.50% · 4.625%
HK$17,274
+HK$991/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$32,566/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$125,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,046
−HK$921/mo
▼ 0.25% · 3.875%
HK$17,503
−HK$464/mo
Today · 4.125%
HK$17,967
baseline
▲ 0.50% · 4.625%
HK$18,914
+HK$947/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$35,934/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$125,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,876
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$18,432
−HK$565/mo
Today · 4.125%
HK$18,997
baseline
▲ 0.50% · 4.625%
HK$20,153
+HK$1,156/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$37,994/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$125,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,887
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$20,421
−HK$541/mo
Today · 4.125%
HK$20,962
baseline
▲ 0.50% · 4.625%
HK$22,067
+HK$1,105/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$41,924/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$125,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,984
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,699
−HK$726/mo
Today · 4.125%
HK$24,425
baseline
▲ 0.50% · 4.625%
HK$25,911
+HK$1,486/mo
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$48,850/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$125,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,569
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,255
−HK$696/mo
Today · 4.125%
HK$26,951
baseline
▲ 0.50% · 4.625%
HK$28,371
+HK$1,420/mo
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$53,902/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$125,995 · Scale 2, in force from 26 Feb 2026)