LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,690
−HK$8,007/mo
▼ 0.25% · 3.875%
HK$131,661
−HK$4,036/mo
Today · 4.125%
HK$135,697
baseline
▲ 0.50% · 4.625%
HK$143,954
+HK$8,257/mo
Deposit HK$28.00M · loan HK$28.00M · min. income ≈ HK$271,394/mo (50% DSR)
Upfront cash ≈ HK$30.38M (deposit + AVD stamp duty HK$2,379,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,053
−HK$7,675/mo
▼ 0.25% · 3.875%
HK$145,863
−HK$3,865/mo
Today · 4.125%
HK$149,728
baseline
▲ 0.50% · 4.625%
HK$157,620
+HK$7,892/mo
Deposit HK$28.00M · loan HK$28.00M · min. income ≈ HK$299,456/mo (50% DSR)
Upfront cash ≈ HK$30.38M (deposit + AVD stamp duty HK$2,379,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,227
−HK$9,609/mo
▼ 0.25% · 3.875%
HK$157,994
−HK$4,842/mo
Today · 4.125%
HK$162,836
baseline
▲ 0.50% · 4.625%
HK$172,744
+HK$9,908/mo
Deposit HK$22.40M · loan HK$33.60M · min. income ≈ HK$325,672/mo (50% DSR)
Upfront cash ≈ HK$24.78M (deposit + AVD stamp duty HK$2,379,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,464
−HK$9,210/mo
▼ 0.25% · 3.875%
HK$175,036
−HK$4,638/mo
Today · 4.125%
HK$179,674
baseline
▲ 0.50% · 4.625%
HK$189,145
+HK$9,471/mo
Deposit HK$22.40M · loan HK$33.60M · min. income ≈ HK$359,348/mo (50% DSR)
Upfront cash ≈ HK$24.78M (deposit + AVD stamp duty HK$2,379,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,765
−HK$11,211/mo
▼ 0.25% · 3.875%
HK$184,326
−HK$5,650/mo
Today · 4.125%
HK$189,976
baseline
▲ 0.50% · 4.625%
HK$201,535
+HK$11,559/mo
Deposit HK$16.80M · loan HK$39.20M · min. income ≈ HK$379,952/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$2,379,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,875
−HK$10,744/mo
▼ 0.25% · 3.875%
HK$204,208
−HK$5,411/mo
Today · 4.125%
HK$209,619
baseline
▲ 0.50% · 4.625%
HK$220,669
+HK$11,050/mo
Deposit HK$16.80M · loan HK$39.20M · min. income ≈ HK$419,238/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$2,379,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,841
−HK$14,413/mo
▼ 0.25% · 3.875%
HK$236,991
−HK$7,263/mo
Today · 4.125%
HK$244,254
baseline
▲ 0.50% · 4.625%
HK$259,117
+HK$14,863/mo
Deposit HK$5.60M · loan HK$50.40M · min. income ≈ HK$488,508/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$2,379,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,696
−HK$13,815/mo
▼ 0.25% · 3.875%
HK$262,554
−HK$6,957/mo
Today · 4.125%
HK$269,511
baseline
▲ 0.50% · 4.625%
HK$283,717
+HK$14,206/mo
Deposit HK$5.60M · loan HK$50.40M · min. income ≈ HK$539,022/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$2,379,911 · Scale 2, in force from 26 Feb 2026)