LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,771
−HK$801/mo
▼ 0.25% · 3.875%
HK$13,168
−HK$404/mo
Today · 4.125%
HK$13,572
baseline
▲ 0.50% · 4.625%
HK$14,398
+HK$826/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$27,144/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,208
−HK$767/mo
▼ 0.25% · 3.875%
HK$14,589
−HK$386/mo
Today · 4.125%
HK$14,975
baseline
▲ 0.50% · 4.625%
HK$15,765
+HK$790/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$29,950/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,325
−HK$961/mo
▼ 0.25% · 3.875%
HK$15,802
−HK$484/mo
Today · 4.125%
HK$16,286
baseline
▲ 0.50% · 4.625%
HK$17,277
+HK$991/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$32,572/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,049
−HK$921/mo
▼ 0.25% · 3.875%
HK$17,506
−HK$464/mo
Today · 4.125%
HK$17,970
baseline
▲ 0.50% · 4.625%
HK$18,918
+HK$948/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$35,940/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,880
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$18,436
−HK$565/mo
Today · 4.125%
HK$19,001
baseline
▲ 0.50% · 4.625%
HK$20,157
+HK$1,156/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$38,002/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,891
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,424
−HK$541/mo
Today · 4.125%
HK$20,965
baseline
▲ 0.50% · 4.625%
HK$22,071
+HK$1,106/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$41,930/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,988
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,703
−HK$726/mo
Today · 4.125%
HK$24,429
baseline
▲ 0.50% · 4.625%
HK$25,916
+HK$1,487/mo
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$48,858/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$126,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,574
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,260
−HK$696/mo
Today · 4.125%
HK$26,956
baseline
▲ 0.50% · 4.625%
HK$28,376
+HK$1,420/mo
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$53,912/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$126,017 · Scale 2, in force from 26 Feb 2026)