LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,712
−HK$8,008/mo
▼ 0.25% · 3.875%
HK$131,684
−HK$4,036/mo
Today · 4.125%
HK$135,720
baseline
▲ 0.50% · 4.625%
HK$143,979
+HK$8,259/mo
Deposit HK$28.00M · loan HK$28.00M · min. income ≈ HK$271,440/mo (50% DSR)
Upfront cash ≈ HK$30.38M (deposit + AVD stamp duty HK$2,380,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,078
−HK$7,676/mo
▼ 0.25% · 3.875%
HK$145,888
−HK$3,866/mo
Today · 4.125%
HK$149,754
baseline
▲ 0.50% · 4.625%
HK$157,648
+HK$7,894/mo
Deposit HK$28.00M · loan HK$28.00M · min. income ≈ HK$299,508/mo (50% DSR)
Upfront cash ≈ HK$30.38M (deposit + AVD stamp duty HK$2,380,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,254
−HK$9,610/mo
▼ 0.25% · 3.875%
HK$158,021
−HK$4,843/mo
Today · 4.125%
HK$162,864
baseline
▲ 0.50% · 4.625%
HK$172,774
+HK$9,910/mo
Deposit HK$22.40M · loan HK$33.60M · min. income ≈ HK$325,728/mo (50% DSR)
Upfront cash ≈ HK$24.78M (deposit + AVD stamp duty HK$2,380,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,493
−HK$9,212/mo
▼ 0.25% · 3.875%
HK$175,066
−HK$4,639/mo
Today · 4.125%
HK$179,705
baseline
▲ 0.50% · 4.625%
HK$189,177
+HK$9,472/mo
Deposit HK$22.40M · loan HK$33.60M · min. income ≈ HK$359,410/mo (50% DSR)
Upfront cash ≈ HK$24.78M (deposit + AVD stamp duty HK$2,380,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,796
−HK$11,212/mo
▼ 0.25% · 3.875%
HK$184,358
−HK$5,650/mo
Today · 4.125%
HK$190,008
baseline
▲ 0.50% · 4.625%
HK$201,570
+HK$11,562/mo
Deposit HK$16.80M · loan HK$39.21M · min. income ≈ HK$380,016/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$2,380,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,909
−HK$10,746/mo
▼ 0.25% · 3.875%
HK$204,244
−HK$5,411/mo
Today · 4.125%
HK$209,655
baseline
▲ 0.50% · 4.625%
HK$220,707
+HK$11,052/mo
Deposit HK$16.80M · loan HK$39.21M · min. income ≈ HK$419,310/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$2,380,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,881
−HK$14,415/mo
▼ 0.25% · 3.875%
HK$237,032
−HK$7,264/mo
Today · 4.125%
HK$244,296
baseline
▲ 0.50% · 4.625%
HK$259,161
+HK$14,865/mo
Deposit HK$5.60M · loan HK$50.41M · min. income ≈ HK$488,592/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$2,380,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,740
−HK$13,817/mo
▼ 0.25% · 3.875%
HK$262,599
−HK$6,958/mo
Today · 4.125%
HK$269,557
baseline
▲ 0.50% · 4.625%
HK$283,766
+HK$14,209/mo
Deposit HK$5.60M · loan HK$50.41M · min. income ≈ HK$539,114/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$2,380,322 · Scale 2, in force from 26 Feb 2026)