LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,772
−HK$801/mo
▼ 0.25% · 3.875%
HK$13,169
−HK$404/mo
Today · 4.125%
HK$13,573
baseline
▲ 0.50% · 4.625%
HK$14,399
+HK$826/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$27,146/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,209
−HK$768/mo
▼ 0.25% · 3.875%
HK$14,590
−HK$387/mo
Today · 4.125%
HK$14,977
baseline
▲ 0.50% · 4.625%
HK$15,766
+HK$789/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$29,954/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,327
−HK$961/mo
▼ 0.25% · 3.875%
HK$15,803
−HK$485/mo
Today · 4.125%
HK$16,288
baseline
▲ 0.50% · 4.625%
HK$17,279
+HK$991/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$32,576/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,051
−HK$921/mo
▼ 0.25% · 3.875%
HK$17,508
−HK$464/mo
Today · 4.125%
HK$17,972
baseline
▲ 0.50% · 4.625%
HK$18,919
+HK$947/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$35,944/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,881
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$18,437
−HK$565/mo
Today · 4.125%
HK$19,002
baseline
▲ 0.50% · 4.625%
HK$20,159
+HK$1,157/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$38,004/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,892
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$20,426
−HK$541/mo
Today · 4.125%
HK$20,967
baseline
▲ 0.50% · 4.625%
HK$22,072
+HK$1,105/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$41,934/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,990
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,705
−HK$727/mo
Today · 4.125%
HK$24,432
baseline
▲ 0.50% · 4.625%
HK$25,918
+HK$1,486/mo
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$48,864/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$126,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,576
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,262
−HK$696/mo
Today · 4.125%
HK$26,958
baseline
▲ 0.50% · 4.625%
HK$28,379
+HK$1,421/mo
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$53,916/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$126,027 · Scale 2, in force from 26 Feb 2026)