LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,773
−HK$801/mo
▼ 0.25% · 3.875%
HK$13,170
−HK$404/mo
Today · 4.125%
HK$13,574
baseline
▲ 0.50% · 4.625%
HK$14,399
+HK$825/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$27,148/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,209
−HK$768/mo
▼ 0.25% · 3.875%
HK$14,590
−HK$387/mo
Today · 4.125%
HK$14,977
baseline
▲ 0.50% · 4.625%
HK$15,767
+HK$790/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$29,954/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,327
−HK$961/mo
▼ 0.25% · 3.875%
HK$15,804
−HK$484/mo
Today · 4.125%
HK$16,288
baseline
▲ 0.50% · 4.625%
HK$17,279
+HK$991/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$32,576/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,051
−HK$921/mo
▼ 0.25% · 3.875%
HK$17,509
−HK$463/mo
Today · 4.125%
HK$17,972
baseline
▲ 0.50% · 4.625%
HK$18,920
+HK$948/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$35,944/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,882
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$18,438
−HK$565/mo
Today · 4.125%
HK$19,003
baseline
▲ 0.50% · 4.625%
HK$20,159
+HK$1,156/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$38,006/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,893
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$20,427
−HK$541/mo
Today · 4.125%
HK$20,968
baseline
▲ 0.50% · 4.625%
HK$22,073
+HK$1,105/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$41,936/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,991
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,706
−HK$726/mo
Today · 4.125%
HK$24,432
baseline
▲ 0.50% · 4.625%
HK$25,919
+HK$1,487/mo
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$48,864/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$126,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,577
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,263
−HK$696/mo
Today · 4.125%
HK$26,959
baseline
▲ 0.50% · 4.625%
HK$28,380
+HK$1,421/mo
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$53,918/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$126,032 · Scale 2, in force from 26 Feb 2026)