LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,728
−HK$8,010/mo
▼ 0.25% · 3.875%
HK$131,701
−HK$4,037/mo
Today · 4.125%
HK$135,738
baseline
▲ 0.50% · 4.625%
HK$143,997
+HK$8,259/mo
Deposit HK$28.01M · loan HK$28.01M · min. income ≈ HK$271,476/mo (50% DSR)
Upfront cash ≈ HK$30.39M (deposit + AVD stamp duty HK$2,380,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,096
−HK$7,677/mo
▼ 0.25% · 3.875%
HK$145,907
−HK$3,866/mo
Today · 4.125%
HK$149,773
baseline
▲ 0.50% · 4.625%
HK$157,668
+HK$7,895/mo
Deposit HK$28.01M · loan HK$28.01M · min. income ≈ HK$299,546/mo (50% DSR)
Upfront cash ≈ HK$30.39M (deposit + AVD stamp duty HK$2,380,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,274
−HK$9,611/mo
▼ 0.25% · 3.875%
HK$158,041
−HK$4,844/mo
Today · 4.125%
HK$162,885
baseline
▲ 0.50% · 4.625%
HK$172,796
+HK$9,911/mo
Deposit HK$22.41M · loan HK$33.61M · min. income ≈ HK$325,770/mo (50% DSR)
Upfront cash ≈ HK$24.79M (deposit + AVD stamp duty HK$2,380,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,515
−HK$9,213/mo
▼ 0.25% · 3.875%
HK$175,089
−HK$4,639/mo
Today · 4.125%
HK$179,728
baseline
▲ 0.50% · 4.625%
HK$189,202
+HK$9,474/mo
Deposit HK$22.41M · loan HK$33.61M · min. income ≈ HK$359,456/mo (50% DSR)
Upfront cash ≈ HK$24.79M (deposit + AVD stamp duty HK$2,380,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,819
−HK$11,214/mo
▼ 0.25% · 3.875%
HK$184,382
−HK$5,651/mo
Today · 4.125%
HK$190,033
baseline
▲ 0.50% · 4.625%
HK$201,596
+HK$11,563/mo
Deposit HK$16.80M · loan HK$39.21M · min. income ≈ HK$380,066/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$2,380,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,935
−HK$10,747/mo
▼ 0.25% · 3.875%
HK$204,270
−HK$5,412/mo
Today · 4.125%
HK$209,682
baseline
▲ 0.50% · 4.625%
HK$220,735
+HK$11,053/mo
Deposit HK$16.80M · loan HK$39.21M · min. income ≈ HK$419,364/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$2,380,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,911
−HK$14,417/mo
▼ 0.25% · 3.875%
HK$237,062
−HK$7,266/mo
Today · 4.125%
HK$244,328
baseline
▲ 0.50% · 4.625%
HK$259,195
+HK$14,867/mo
Deposit HK$5.60M · loan HK$50.41M · min. income ≈ HK$488,656/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$2,380,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,773
−HK$13,819/mo
▼ 0.25% · 3.875%
HK$262,633
−HK$6,959/mo
Today · 4.125%
HK$269,592
baseline
▲ 0.50% · 4.625%
HK$283,802
+HK$14,210/mo
Deposit HK$5.60M · loan HK$50.41M · min. income ≈ HK$539,184/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$2,380,629 · Scale 2, in force from 26 Feb 2026)