LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,774
−HK$801/mo
▼ 0.25% · 3.875%
HK$13,171
−HK$404/mo
Today · 4.125%
HK$13,575
baseline
▲ 0.50% · 4.625%
HK$14,400
+HK$825/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$27,150/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,210
−HK$768/mo
▼ 0.25% · 3.875%
HK$14,592
−HK$386/mo
Today · 4.125%
HK$14,978
baseline
▲ 0.50% · 4.625%
HK$15,768
+HK$790/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$29,956/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,328
−HK$961/mo
▼ 0.25% · 3.875%
HK$15,805
−HK$484/mo
Today · 4.125%
HK$16,289
baseline
▲ 0.50% · 4.625%
HK$17,281
+HK$992/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$32,578/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,052
−HK$922/mo
▼ 0.25% · 3.875%
HK$17,510
−HK$464/mo
Today · 4.125%
HK$17,974
baseline
▲ 0.50% · 4.625%
HK$18,921
+HK$947/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$35,948/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,883
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$18,439
−HK$565/mo
Today · 4.125%
HK$19,004
baseline
▲ 0.50% · 4.625%
HK$20,161
+HK$1,157/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$38,008/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,895
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,428
−HK$541/mo
Today · 4.125%
HK$20,969
baseline
▲ 0.50% · 4.625%
HK$22,075
+HK$1,106/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$41,938/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,992
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,707
−HK$727/mo
Today · 4.125%
HK$24,434
baseline
▲ 0.50% · 4.625%
HK$25,921
+HK$1,487/mo
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$48,868/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$126,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,579
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,265
−HK$696/mo
Today · 4.125%
HK$26,961
baseline
▲ 0.50% · 4.625%
HK$28,382
+HK$1,421/mo
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$53,922/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$126,041 · Scale 2, in force from 26 Feb 2026)