LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,737
−HK$8,011/mo
▼ 0.25% · 3.875%
HK$131,711
−HK$4,037/mo
Today · 4.125%
HK$135,748
baseline
▲ 0.50% · 4.625%
HK$144,007
+HK$8,259/mo
Deposit HK$28.01M · loan HK$28.01M · min. income ≈ HK$271,496/mo (50% DSR)
Upfront cash ≈ HK$30.39M (deposit + AVD stamp duty HK$2,380,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,106
−HK$7,678/mo
▼ 0.25% · 3.875%
HK$145,918
−HK$3,866/mo
Today · 4.125%
HK$149,784
baseline
▲ 0.50% · 4.625%
HK$157,679
+HK$7,895/mo
Deposit HK$28.01M · loan HK$28.01M · min. income ≈ HK$299,568/mo (50% DSR)
Upfront cash ≈ HK$30.39M (deposit + AVD stamp duty HK$2,380,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,285
−HK$9,612/mo
▼ 0.25% · 3.875%
HK$158,053
−HK$4,844/mo
Today · 4.125%
HK$162,897
baseline
▲ 0.50% · 4.625%
HK$172,809
+HK$9,912/mo
Deposit HK$22.41M · loan HK$33.61M · min. income ≈ HK$325,794/mo (50% DSR)
Upfront cash ≈ HK$24.79M (deposit + AVD stamp duty HK$2,380,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,528
−HK$9,213/mo
▼ 0.25% · 3.875%
HK$175,101
−HK$4,640/mo
Today · 4.125%
HK$179,741
baseline
▲ 0.50% · 4.625%
HK$189,215
+HK$9,474/mo
Deposit HK$22.41M · loan HK$33.61M · min. income ≈ HK$359,482/mo (50% DSR)
Upfront cash ≈ HK$24.79M (deposit + AVD stamp duty HK$2,380,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,832
−HK$11,215/mo
▼ 0.25% · 3.875%
HK$184,395
−HK$5,652/mo
Today · 4.125%
HK$190,047
baseline
▲ 0.50% · 4.625%
HK$201,610
+HK$11,563/mo
Deposit HK$16.81M · loan HK$39.21M · min. income ≈ HK$380,094/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$2,380,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,949
−HK$10,749/mo
▼ 0.25% · 3.875%
HK$204,285
−HK$5,413/mo
Today · 4.125%
HK$209,698
baseline
▲ 0.50% · 4.625%
HK$220,751
+HK$11,053/mo
Deposit HK$16.81M · loan HK$39.21M · min. income ≈ HK$419,396/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$2,380,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,927
−HK$14,419/mo
▼ 0.25% · 3.875%
HK$237,079
−HK$7,267/mo
Today · 4.125%
HK$244,346
baseline
▲ 0.50% · 4.625%
HK$259,213
+HK$14,867/mo
Deposit HK$5.60M · loan HK$50.42M · min. income ≈ HK$488,692/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$2,380,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,792
−HK$13,819/mo
▼ 0.25% · 3.875%
HK$262,652
−HK$6,959/mo
Today · 4.125%
HK$269,611
baseline
▲ 0.50% · 4.625%
HK$283,823
+HK$14,212/mo
Deposit HK$5.60M · loan HK$50.42M · min. income ≈ HK$539,222/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$2,380,800 · Scale 2, in force from 26 Feb 2026)