LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,738
−HK$8,011/mo
▼ 0.25% · 3.875%
HK$131,712
−HK$4,037/mo
Today · 4.125%
HK$135,749
baseline
▲ 0.50% · 4.625%
HK$144,009
+HK$8,260/mo
Deposit HK$28.01M · loan HK$28.01M · min. income ≈ HK$271,498/mo (50% DSR)
Upfront cash ≈ HK$30.39M (deposit + AVD stamp duty HK$2,380,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,107
−HK$7,678/mo
▼ 0.25% · 3.875%
HK$145,919
−HK$3,866/mo
Today · 4.125%
HK$149,785
baseline
▲ 0.50% · 4.625%
HK$157,680
+HK$7,895/mo
Deposit HK$28.01M · loan HK$28.01M · min. income ≈ HK$299,570/mo (50% DSR)
Upfront cash ≈ HK$30.39M (deposit + AVD stamp duty HK$2,380,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,286
−HK$9,612/mo
▼ 0.25% · 3.875%
HK$158,054
−HK$4,844/mo
Today · 4.125%
HK$162,898
baseline
▲ 0.50% · 4.625%
HK$172,810
+HK$9,912/mo
Deposit HK$22.41M · loan HK$33.61M · min. income ≈ HK$325,796/mo (50% DSR)
Upfront cash ≈ HK$24.79M (deposit + AVD stamp duty HK$2,380,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,529
−HK$9,213/mo
▼ 0.25% · 3.875%
HK$175,102
−HK$4,640/mo
Today · 4.125%
HK$179,742
baseline
▲ 0.50% · 4.625%
HK$189,217
+HK$9,475/mo
Deposit HK$22.41M · loan HK$33.61M · min. income ≈ HK$359,484/mo (50% DSR)
Upfront cash ≈ HK$24.79M (deposit + AVD stamp duty HK$2,380,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,834
−HK$11,214/mo
▼ 0.25% · 3.875%
HK$184,396
−HK$5,652/mo
Today · 4.125%
HK$190,048
baseline
▲ 0.50% · 4.625%
HK$201,612
+HK$11,564/mo
Deposit HK$16.81M · loan HK$39.21M · min. income ≈ HK$380,096/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$2,380,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,950
−HK$10,749/mo
▼ 0.25% · 3.875%
HK$204,286
−HK$5,413/mo
Today · 4.125%
HK$209,699
baseline
▲ 0.50% · 4.625%
HK$220,753
+HK$11,054/mo
Deposit HK$16.81M · loan HK$39.21M · min. income ≈ HK$419,398/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$2,380,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,929
−HK$14,418/mo
▼ 0.25% · 3.875%
HK$237,081
−HK$7,266/mo
Today · 4.125%
HK$244,347
baseline
▲ 0.50% · 4.625%
HK$259,215
+HK$14,868/mo
Deposit HK$5.60M · loan HK$50.42M · min. income ≈ HK$488,694/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$2,380,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,793
−HK$13,820/mo
▼ 0.25% · 3.875%
HK$262,654
−HK$6,959/mo
Today · 4.125%
HK$269,613
baseline
▲ 0.50% · 4.625%
HK$283,825
+HK$14,212/mo
Deposit HK$5.60M · loan HK$50.42M · min. income ≈ HK$539,226/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$2,380,818 · Scale 2, in force from 26 Feb 2026)