LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,742
−HK$8,011/mo
▼ 0.25% · 3.875%
HK$131,716
−HK$4,037/mo
Today · 4.125%
HK$135,753
baseline
▲ 0.50% · 4.625%
HK$144,013
+HK$8,260/mo
Deposit HK$28.01M · loan HK$28.01M · min. income ≈ HK$271,506/mo (50% DSR)
Upfront cash ≈ HK$30.39M (deposit + AVD stamp duty HK$2,380,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,112
−HK$7,678/mo
▼ 0.25% · 3.875%
HK$145,923
−HK$3,867/mo
Today · 4.125%
HK$149,790
baseline
▲ 0.50% · 4.625%
HK$157,686
+HK$7,896/mo
Deposit HK$28.01M · loan HK$28.01M · min. income ≈ HK$299,580/mo (50% DSR)
Upfront cash ≈ HK$30.39M (deposit + AVD stamp duty HK$2,380,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,291
−HK$9,612/mo
▼ 0.25% · 3.875%
HK$158,059
−HK$4,844/mo
Today · 4.125%
HK$162,903
baseline
▲ 0.50% · 4.625%
HK$172,816
+HK$9,913/mo
Deposit HK$22.41M · loan HK$33.61M · min. income ≈ HK$325,806/mo (50% DSR)
Upfront cash ≈ HK$24.79M (deposit + AVD stamp duty HK$2,380,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,534
−HK$9,214/mo
▼ 0.25% · 3.875%
HK$175,108
−HK$4,640/mo
Today · 4.125%
HK$179,748
baseline
▲ 0.50% · 4.625%
HK$189,223
+HK$9,475/mo
Deposit HK$22.41M · loan HK$33.61M · min. income ≈ HK$359,496/mo (50% DSR)
Upfront cash ≈ HK$24.79M (deposit + AVD stamp duty HK$2,380,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,839
−HK$11,215/mo
▼ 0.25% · 3.875%
HK$184,402
−HK$5,652/mo
Today · 4.125%
HK$190,054
baseline
▲ 0.50% · 4.625%
HK$201,618
+HK$11,564/mo
Deposit HK$16.81M · loan HK$39.21M · min. income ≈ HK$380,108/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$2,380,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,957
−HK$10,749/mo
▼ 0.25% · 3.875%
HK$204,293
−HK$5,413/mo
Today · 4.125%
HK$209,706
baseline
▲ 0.50% · 4.625%
HK$220,760
+HK$11,054/mo
Deposit HK$16.81M · loan HK$39.21M · min. income ≈ HK$419,412/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$2,380,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,936
−HK$14,419/mo
▼ 0.25% · 3.875%
HK$237,088
−HK$7,267/mo
Today · 4.125%
HK$244,355
baseline
▲ 0.50% · 4.625%
HK$259,224
+HK$14,869/mo
Deposit HK$5.60M · loan HK$50.42M · min. income ≈ HK$488,710/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$2,380,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,802
−HK$13,820/mo
▼ 0.25% · 3.875%
HK$262,662
−HK$6,960/mo
Today · 4.125%
HK$269,622
baseline
▲ 0.50% · 4.625%
HK$283,834
+HK$14,212/mo
Deposit HK$5.60M · loan HK$50.42M · min. income ≈ HK$539,244/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$2,380,894 · Scale 2, in force from 26 Feb 2026)