LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,744
−HK$8,011/mo
▼ 0.25% · 3.875%
HK$131,718
−HK$4,037/mo
Today · 4.125%
HK$135,755
baseline
▲ 0.50% · 4.625%
HK$144,015
+HK$8,260/mo
Deposit HK$28.01M · loan HK$28.01M · min. income ≈ HK$271,510/mo (50% DSR)
Upfront cash ≈ HK$30.39M (deposit + AVD stamp duty HK$2,380,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,114
−HK$7,678/mo
▼ 0.25% · 3.875%
HK$145,926
−HK$3,866/mo
Today · 4.125%
HK$149,792
baseline
▲ 0.50% · 4.625%
HK$157,688
+HK$7,896/mo
Deposit HK$28.01M · loan HK$28.01M · min. income ≈ HK$299,584/mo (50% DSR)
Upfront cash ≈ HK$30.39M (deposit + AVD stamp duty HK$2,380,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,293
−HK$9,613/mo
▼ 0.25% · 3.875%
HK$158,062
−HK$4,844/mo
Today · 4.125%
HK$162,906
baseline
▲ 0.50% · 4.625%
HK$172,819
+HK$9,913/mo
Deposit HK$22.41M · loan HK$33.61M · min. income ≈ HK$325,812/mo (50% DSR)
Upfront cash ≈ HK$24.79M (deposit + AVD stamp duty HK$2,380,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,537
−HK$9,214/mo
▼ 0.25% · 3.875%
HK$175,111
−HK$4,640/mo
Today · 4.125%
HK$179,751
baseline
▲ 0.50% · 4.625%
HK$189,226
+HK$9,475/mo
Deposit HK$22.41M · loan HK$33.61M · min. income ≈ HK$359,502/mo (50% DSR)
Upfront cash ≈ HK$24.79M (deposit + AVD stamp duty HK$2,380,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,842
−HK$11,215/mo
▼ 0.25% · 3.875%
HK$184,405
−HK$5,652/mo
Today · 4.125%
HK$190,057
baseline
▲ 0.50% · 4.625%
HK$201,622
+HK$11,565/mo
Deposit HK$16.81M · loan HK$39.22M · min. income ≈ HK$380,114/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$2,380,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,960
−HK$10,749/mo
▼ 0.25% · 3.875%
HK$204,296
−HK$5,413/mo
Today · 4.125%
HK$209,709
baseline
▲ 0.50% · 4.625%
HK$220,763
+HK$11,054/mo
Deposit HK$16.81M · loan HK$39.22M · min. income ≈ HK$419,418/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$2,380,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,940
−HK$14,419/mo
▼ 0.25% · 3.875%
HK$237,092
−HK$7,267/mo
Today · 4.125%
HK$244,359
baseline
▲ 0.50% · 4.625%
HK$259,228
+HK$14,869/mo
Deposit HK$5.60M · loan HK$50.42M · min. income ≈ HK$488,718/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$2,380,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,806
−HK$13,820/mo
▼ 0.25% · 3.875%
HK$262,666
−HK$6,960/mo
Today · 4.125%
HK$269,626
baseline
▲ 0.50% · 4.625%
HK$283,839
+HK$14,213/mo
Deposit HK$5.60M · loan HK$50.42M · min. income ≈ HK$539,252/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$2,380,933 · Scale 2, in force from 26 Feb 2026)