LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,775
−HK$801/mo
▼ 0.25% · 3.875%
HK$13,173
−HK$403/mo
Today · 4.125%
HK$13,576
baseline
▲ 0.50% · 4.625%
HK$14,402
+HK$826/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$27,152/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,212
−HK$768/mo
▼ 0.25% · 3.875%
HK$14,593
−HK$387/mo
Today · 4.125%
HK$14,980
baseline
▲ 0.50% · 4.625%
HK$15,770
+HK$790/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$29,960/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,330
−HK$962/mo
▼ 0.25% · 3.875%
HK$15,807
−HK$485/mo
Today · 4.125%
HK$16,292
baseline
▲ 0.50% · 4.625%
HK$17,283
+HK$991/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$32,584/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,055
−HK$921/mo
▼ 0.25% · 3.875%
HK$17,512
−HK$464/mo
Today · 4.125%
HK$17,976
baseline
▲ 0.50% · 4.625%
HK$18,924
+HK$948/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$35,952/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,885
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$18,442
−HK$565/mo
Today · 4.125%
HK$19,007
baseline
▲ 0.50% · 4.625%
HK$20,163
+HK$1,156/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$38,014/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,897
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$20,431
−HK$541/mo
Today · 4.125%
HK$20,972
baseline
▲ 0.50% · 4.625%
HK$22,078
+HK$1,106/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$41,944/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,995
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,711
−HK$726/mo
Today · 4.125%
HK$24,437
baseline
▲ 0.50% · 4.625%
HK$25,924
+HK$1,487/mo
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$48,874/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$126,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,582
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,268
−HK$696/mo
Today · 4.125%
HK$26,964
baseline
▲ 0.50% · 4.625%
HK$28,386
+HK$1,422/mo
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$53,928/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$126,058 · Scale 2, in force from 26 Feb 2026)