LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,767
−HK$8,012/mo
▼ 0.25% · 3.875%
HK$131,741
−HK$4,038/mo
Today · 4.125%
HK$135,779
baseline
▲ 0.50% · 4.625%
HK$144,041
+HK$8,262/mo
Deposit HK$28.02M · loan HK$28.02M · min. income ≈ HK$271,558/mo (50% DSR)
Upfront cash ≈ HK$30.40M (deposit + AVD stamp duty HK$2,381,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,139
−HK$7,680/mo
▼ 0.25% · 3.875%
HK$145,951
−HK$3,868/mo
Today · 4.125%
HK$149,819
baseline
▲ 0.50% · 4.625%
HK$157,716
+HK$7,897/mo
Deposit HK$28.02M · loan HK$28.02M · min. income ≈ HK$299,638/mo (50% DSR)
Upfront cash ≈ HK$30.40M (deposit + AVD stamp duty HK$2,381,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,320
−HK$9,615/mo
▼ 0.25% · 3.875%
HK$158,089
−HK$4,846/mo
Today · 4.125%
HK$162,935
baseline
▲ 0.50% · 4.625%
HK$172,849
+HK$9,914/mo
Deposit HK$22.41M · loan HK$33.62M · min. income ≈ HK$325,870/mo (50% DSR)
Upfront cash ≈ HK$24.79M (deposit + AVD stamp duty HK$2,381,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,567
−HK$9,215/mo
▼ 0.25% · 3.875%
HK$175,142
−HK$4,640/mo
Today · 4.125%
HK$179,782
baseline
▲ 0.50% · 4.625%
HK$189,259
+HK$9,477/mo
Deposit HK$22.41M · loan HK$33.62M · min. income ≈ HK$359,564/mo (50% DSR)
Upfront cash ≈ HK$24.79M (deposit + AVD stamp duty HK$2,381,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,873
−HK$11,217/mo
▼ 0.25% · 3.875%
HK$184,437
−HK$5,653/mo
Today · 4.125%
HK$190,090
baseline
▲ 0.50% · 4.625%
HK$201,657
+HK$11,567/mo
Deposit HK$16.81M · loan HK$39.22M · min. income ≈ HK$380,180/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$2,381,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,995
−HK$10,751/mo
▼ 0.25% · 3.875%
HK$204,332
−HK$5,414/mo
Today · 4.125%
HK$209,746
baseline
▲ 0.50% · 4.625%
HK$220,802
+HK$11,056/mo
Deposit HK$16.81M · loan HK$39.22M · min. income ≈ HK$419,492/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$2,381,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,980
−HK$14,422/mo
▼ 0.25% · 3.875%
HK$237,134
−HK$7,268/mo
Today · 4.125%
HK$244,402
baseline
▲ 0.50% · 4.625%
HK$259,273
+HK$14,871/mo
Deposit HK$5.60M · loan HK$50.43M · min. income ≈ HK$488,804/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$2,381,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,851
−HK$13,822/mo
▼ 0.25% · 3.875%
HK$262,712
−HK$6,961/mo
Today · 4.125%
HK$269,673
baseline
▲ 0.50% · 4.625%
HK$283,888
+HK$14,215/mo
Deposit HK$5.60M · loan HK$50.43M · min. income ≈ HK$539,346/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$2,381,349 · Scale 2, in force from 26 Feb 2026)