LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,771
−HK$8,012/mo
▼ 0.25% · 3.875%
HK$131,745
−HK$4,038/mo
Today · 4.125%
HK$135,783
baseline
▲ 0.50% · 4.625%
HK$144,045
+HK$8,262/mo
Deposit HK$28.02M · loan HK$28.02M · min. income ≈ HK$271,566/mo (50% DSR)
Upfront cash ≈ HK$30.40M (deposit + AVD stamp duty HK$2,381,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,144
−HK$7,679/mo
▼ 0.25% · 3.875%
HK$145,956
−HK$3,867/mo
Today · 4.125%
HK$149,823
baseline
▲ 0.50% · 4.625%
HK$157,721
+HK$7,898/mo
Deposit HK$28.02M · loan HK$28.02M · min. income ≈ HK$299,646/mo (50% DSR)
Upfront cash ≈ HK$30.40M (deposit + AVD stamp duty HK$2,381,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,325
−HK$9,615/mo
▼ 0.25% · 3.875%
HK$158,094
−HK$4,846/mo
Today · 4.125%
HK$162,940
baseline
▲ 0.50% · 4.625%
HK$172,854
+HK$9,914/mo
Deposit HK$22.41M · loan HK$33.62M · min. income ≈ HK$325,880/mo (50% DSR)
Upfront cash ≈ HK$24.79M (deposit + AVD stamp duty HK$2,381,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,572
−HK$9,216/mo
▼ 0.25% · 3.875%
HK$175,147
−HK$4,641/mo
Today · 4.125%
HK$179,788
baseline
▲ 0.50% · 4.625%
HK$189,265
+HK$9,477/mo
Deposit HK$22.41M · loan HK$33.62M · min. income ≈ HK$359,576/mo (50% DSR)
Upfront cash ≈ HK$24.79M (deposit + AVD stamp duty HK$2,381,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,879
−HK$11,217/mo
▼ 0.25% · 3.875%
HK$184,443
−HK$5,653/mo
Today · 4.125%
HK$190,096
baseline
▲ 0.50% · 4.625%
HK$201,663
+HK$11,567/mo
Deposit HK$16.81M · loan HK$39.22M · min. income ≈ HK$380,192/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$2,381,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,001
−HK$10,751/mo
▼ 0.25% · 3.875%
HK$204,338
−HK$5,414/mo
Today · 4.125%
HK$209,752
baseline
▲ 0.50% · 4.625%
HK$220,809
+HK$11,057/mo
Deposit HK$16.81M · loan HK$39.22M · min. income ≈ HK$419,504/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$2,381,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,987
−HK$14,422/mo
▼ 0.25% · 3.875%
HK$237,141
−HK$7,268/mo
Today · 4.125%
HK$244,409
baseline
▲ 0.50% · 4.625%
HK$259,281
+HK$14,872/mo
Deposit HK$5.60M · loan HK$50.43M · min. income ≈ HK$488,818/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$2,381,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,858
−HK$13,824/mo
▼ 0.25% · 3.875%
HK$262,720
−HK$6,962/mo
Today · 4.125%
HK$269,682
baseline
▲ 0.50% · 4.625%
HK$283,897
+HK$14,215/mo
Deposit HK$5.60M · loan HK$50.43M · min. income ≈ HK$539,364/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$2,381,422 · Scale 2, in force from 26 Feb 2026)