LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,777
−HK$8,013/mo
▼ 0.25% · 3.875%
HK$131,751
−HK$4,039/mo
Today · 4.125%
HK$135,790
baseline
▲ 0.50% · 4.625%
HK$144,052
+HK$8,262/mo
Deposit HK$28.02M · loan HK$28.02M · min. income ≈ HK$271,580/mo (50% DSR)
Upfront cash ≈ HK$30.40M (deposit + AVD stamp duty HK$2,381,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,150
−HK$7,680/mo
▼ 0.25% · 3.875%
HK$145,963
−HK$3,867/mo
Today · 4.125%
HK$149,830
baseline
▲ 0.50% · 4.625%
HK$157,728
+HK$7,898/mo
Deposit HK$28.02M · loan HK$28.02M · min. income ≈ HK$299,660/mo (50% DSR)
Upfront cash ≈ HK$30.40M (deposit + AVD stamp duty HK$2,381,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,332
−HK$9,615/mo
▼ 0.25% · 3.875%
HK$158,102
−HK$4,845/mo
Today · 4.125%
HK$162,947
baseline
▲ 0.50% · 4.625%
HK$172,862
+HK$9,915/mo
Deposit HK$22.41M · loan HK$33.62M · min. income ≈ HK$325,894/mo (50% DSR)
Upfront cash ≈ HK$24.80M (deposit + AVD stamp duty HK$2,381,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,581
−HK$9,215/mo
▼ 0.25% · 3.875%
HK$175,155
−HK$4,641/mo
Today · 4.125%
HK$179,796
baseline
▲ 0.50% · 4.625%
HK$189,274
+HK$9,478/mo
Deposit HK$22.41M · loan HK$33.62M · min. income ≈ HK$359,592/mo (50% DSR)
Upfront cash ≈ HK$24.80M (deposit + AVD stamp duty HK$2,381,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,888
−HK$11,217/mo
▼ 0.25% · 3.875%
HK$184,452
−HK$5,653/mo
Today · 4.125%
HK$190,105
baseline
▲ 0.50% · 4.625%
HK$201,673
+HK$11,568/mo
Deposit HK$16.81M · loan HK$39.23M · min. income ≈ HK$380,210/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$2,381,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,011
−HK$10,752/mo
▼ 0.25% · 3.875%
HK$204,348
−HK$5,415/mo
Today · 4.125%
HK$209,763
baseline
▲ 0.50% · 4.625%
HK$220,819
+HK$11,056/mo
Deposit HK$16.81M · loan HK$39.23M · min. income ≈ HK$419,526/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$2,381,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,998
−HK$14,423/mo
▼ 0.25% · 3.875%
HK$237,153
−HK$7,268/mo
Today · 4.125%
HK$244,421
baseline
▲ 0.50% · 4.625%
HK$259,294
+HK$14,873/mo
Deposit HK$5.60M · loan HK$50.43M · min. income ≈ HK$488,842/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$2,381,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,871
−HK$13,824/mo
▼ 0.25% · 3.875%
HK$262,733
−HK$6,962/mo
Today · 4.125%
HK$269,695
baseline
▲ 0.50% · 4.625%
HK$283,911
+HK$14,216/mo
Deposit HK$5.60M · loan HK$50.43M · min. income ≈ HK$539,390/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$2,381,537 · Scale 2, in force from 26 Feb 2026)