LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,784
−HK$8,013/mo
▼ 0.25% · 3.875%
HK$131,759
−HK$4,038/mo
Today · 4.125%
HK$135,797
baseline
▲ 0.50% · 4.625%
HK$144,060
+HK$8,263/mo
Deposit HK$28.02M · loan HK$28.02M · min. income ≈ HK$271,594/mo (50% DSR)
Upfront cash ≈ HK$30.40M (deposit + AVD stamp duty HK$2,381,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,159
−HK$7,680/mo
▼ 0.25% · 3.875%
HK$145,971
−HK$3,868/mo
Today · 4.125%
HK$149,839
baseline
▲ 0.50% · 4.625%
HK$157,737
+HK$7,898/mo
Deposit HK$28.02M · loan HK$28.02M · min. income ≈ HK$299,678/mo (50% DSR)
Upfront cash ≈ HK$30.40M (deposit + AVD stamp duty HK$2,381,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,341
−HK$9,616/mo
▼ 0.25% · 3.875%
HK$158,111
−HK$4,846/mo
Today · 4.125%
HK$162,957
baseline
▲ 0.50% · 4.625%
HK$172,872
+HK$9,915/mo
Deposit HK$22.42M · loan HK$33.62M · min. income ≈ HK$325,914/mo (50% DSR)
Upfront cash ≈ HK$24.80M (deposit + AVD stamp duty HK$2,381,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,590
−HK$9,217/mo
▼ 0.25% · 3.875%
HK$175,165
−HK$4,642/mo
Today · 4.125%
HK$179,807
baseline
▲ 0.50% · 4.625%
HK$189,285
+HK$9,478/mo
Deposit HK$22.42M · loan HK$33.62M · min. income ≈ HK$359,614/mo (50% DSR)
Upfront cash ≈ HK$24.80M (deposit + AVD stamp duty HK$2,381,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,898
−HK$11,218/mo
▼ 0.25% · 3.875%
HK$184,462
−HK$5,654/mo
Today · 4.125%
HK$190,116
baseline
▲ 0.50% · 4.625%
HK$201,684
+HK$11,568/mo
Deposit HK$16.81M · loan HK$39.23M · min. income ≈ HK$380,232/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$2,381,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,022
−HK$10,752/mo
▼ 0.25% · 3.875%
HK$204,360
−HK$5,414/mo
Today · 4.125%
HK$209,774
baseline
▲ 0.50% · 4.625%
HK$220,832
+HK$11,058/mo
Deposit HK$16.81M · loan HK$39.23M · min. income ≈ HK$419,548/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$2,381,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,011
−HK$14,424/mo
▼ 0.25% · 3.875%
HK$237,166
−HK$7,269/mo
Today · 4.125%
HK$244,435
baseline
▲ 0.50% · 4.625%
HK$259,308
+HK$14,873/mo
Deposit HK$5.60M · loan HK$50.44M · min. income ≈ HK$488,870/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$2,381,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,885
−HK$13,825/mo
▼ 0.25% · 3.875%
HK$262,748
−HK$6,962/mo
Today · 4.125%
HK$269,710
baseline
▲ 0.50% · 4.625%
HK$283,927
+HK$14,217/mo
Deposit HK$5.60M · loan HK$50.44M · min. income ≈ HK$539,420/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$2,381,673 · Scale 2, in force from 26 Feb 2026)