LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,790
−HK$8,014/mo
▼ 0.25% · 3.875%
HK$131,765
−HK$4,039/mo
Today · 4.125%
HK$135,804
baseline
▲ 0.50% · 4.625%
HK$144,067
+HK$8,263/mo
Deposit HK$28.02M · loan HK$28.02M · min. income ≈ HK$271,608/mo (50% DSR)
Upfront cash ≈ HK$30.40M (deposit + AVD stamp duty HK$2,381,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,165
−HK$7,681/mo
▼ 0.25% · 3.875%
HK$145,978
−HK$3,868/mo
Today · 4.125%
HK$149,846
baseline
▲ 0.50% · 4.625%
HK$157,745
+HK$7,899/mo
Deposit HK$28.02M · loan HK$28.02M · min. income ≈ HK$299,692/mo (50% DSR)
Upfront cash ≈ HK$30.40M (deposit + AVD stamp duty HK$2,381,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,348
−HK$9,617/mo
▼ 0.25% · 3.875%
HK$158,118
−HK$4,847/mo
Today · 4.125%
HK$162,965
baseline
▲ 0.50% · 4.625%
HK$172,881
+HK$9,916/mo
Deposit HK$22.42M · loan HK$33.63M · min. income ≈ HK$325,930/mo (50% DSR)
Upfront cash ≈ HK$24.80M (deposit + AVD stamp duty HK$2,381,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,599
−HK$9,216/mo
▼ 0.25% · 3.875%
HK$175,174
−HK$4,641/mo
Today · 4.125%
HK$179,815
baseline
▲ 0.50% · 4.625%
HK$189,294
+HK$9,479/mo
Deposit HK$22.42M · loan HK$33.63M · min. income ≈ HK$359,630/mo (50% DSR)
Upfront cash ≈ HK$24.80M (deposit + AVD stamp duty HK$2,381,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,906
−HK$11,220/mo
▼ 0.25% · 3.875%
HK$184,471
−HK$5,655/mo
Today · 4.125%
HK$190,126
baseline
▲ 0.50% · 4.625%
HK$201,694
+HK$11,568/mo
Deposit HK$16.81M · loan HK$39.23M · min. income ≈ HK$380,252/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$2,381,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,032
−HK$10,753/mo
▼ 0.25% · 3.875%
HK$204,370
−HK$5,415/mo
Today · 4.125%
HK$209,785
baseline
▲ 0.50% · 4.625%
HK$220,843
+HK$11,058/mo
Deposit HK$16.81M · loan HK$39.23M · min. income ≈ HK$419,570/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$2,381,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,023
−HK$14,424/mo
▼ 0.25% · 3.875%
HK$237,178
−HK$7,269/mo
Today · 4.125%
HK$244,447
baseline
▲ 0.50% · 4.625%
HK$259,321
+HK$14,874/mo
Deposit HK$5.60M · loan HK$50.44M · min. income ≈ HK$488,894/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$2,381,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,898
−HK$13,825/mo
▼ 0.25% · 3.875%
HK$262,761
−HK$6,962/mo
Today · 4.125%
HK$269,723
baseline
▲ 0.50% · 4.625%
HK$283,941
+HK$14,218/mo
Deposit HK$5.60M · loan HK$50.44M · min. income ≈ HK$539,446/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$2,381,789 · Scale 2, in force from 26 Feb 2026)