LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,780
−HK$801/mo
▼ 0.25% · 3.875%
HK$13,177
−HK$404/mo
Today · 4.125%
HK$13,581
baseline
▲ 0.50% · 4.625%
HK$14,407
+HK$826/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$27,162/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,217
−HK$768/mo
▼ 0.25% · 3.875%
HK$14,598
−HK$387/mo
Today · 4.125%
HK$14,985
baseline
▲ 0.50% · 4.625%
HK$15,775
+HK$790/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$29,970/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,335
−HK$962/mo
▼ 0.25% · 3.875%
HK$15,812
−HK$485/mo
Today · 4.125%
HK$16,297
baseline
▲ 0.50% · 4.625%
HK$17,289
+HK$992/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$32,594/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,061
−HK$921/mo
▼ 0.25% · 3.875%
HK$17,518
−HK$464/mo
Today · 4.125%
HK$17,982
baseline
▲ 0.50% · 4.625%
HK$18,930
+HK$948/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$35,964/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,891
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$18,448
−HK$565/mo
Today · 4.125%
HK$19,013
baseline
▲ 0.50% · 4.625%
HK$20,170
+HK$1,157/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$38,026/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,904
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$20,438
−HK$541/mo
Today · 4.125%
HK$20,979
baseline
▲ 0.50% · 4.625%
HK$22,085
+HK$1,106/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$41,958/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,003
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,719
−HK$727/mo
Today · 4.125%
HK$24,446
baseline
▲ 0.50% · 4.625%
HK$25,933
+HK$1,487/mo
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$48,892/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$126,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,591
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,277
−HK$696/mo
Today · 4.125%
HK$26,973
baseline
▲ 0.50% · 4.625%
HK$28,395
+HK$1,422/mo
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$53,946/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$126,100 · Scale 2, in force from 26 Feb 2026)