LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,780
−HK$802/mo
▼ 0.25% · 3.875%
HK$13,178
−HK$404/mo
Today · 4.125%
HK$13,582
baseline
▲ 0.50% · 4.625%
HK$14,408
+HK$826/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$27,164/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,218
−HK$768/mo
▼ 0.25% · 3.875%
HK$14,599
−HK$387/mo
Today · 4.125%
HK$14,986
baseline
▲ 0.50% · 4.625%
HK$15,776
+HK$790/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$29,972/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,336
−HK$962/mo
▼ 0.25% · 3.875%
HK$15,813
−HK$485/mo
Today · 4.125%
HK$16,298
baseline
▲ 0.50% · 4.625%
HK$17,290
+HK$992/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$32,596/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,061
−HK$922/mo
▼ 0.25% · 3.875%
HK$17,519
−HK$464/mo
Today · 4.125%
HK$17,983
baseline
▲ 0.50% · 4.625%
HK$18,931
+HK$948/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$35,966/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,892
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$18,449
−HK$565/mo
Today · 4.125%
HK$19,014
baseline
▲ 0.50% · 4.625%
HK$20,171
+HK$1,157/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$38,028/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,905
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$20,439
−HK$541/mo
Today · 4.125%
HK$20,980
baseline
▲ 0.50% · 4.625%
HK$22,086
+HK$1,106/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$41,960/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,004
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,720
−HK$727/mo
Today · 4.125%
HK$24,447
baseline
▲ 0.50% · 4.625%
HK$25,934
+HK$1,487/mo
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$48,894/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$126,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,592
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,278
−HK$697/mo
Today · 4.125%
HK$26,975
baseline
▲ 0.50% · 4.625%
HK$28,397
+HK$1,422/mo
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$53,950/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$126,106 · Scale 2, in force from 26 Feb 2026)