LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,817
−HK$8,015/mo
▼ 0.25% · 3.875%
HK$131,793
−HK$4,039/mo
Today · 4.125%
HK$135,832
baseline
▲ 0.50% · 4.625%
HK$144,097
+HK$8,265/mo
Deposit HK$28.03M · loan HK$28.03M · min. income ≈ HK$271,664/mo (50% DSR)
Upfront cash ≈ HK$30.41M (deposit + AVD stamp duty HK$2,382,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,195
−HK$7,683/mo
▼ 0.25% · 3.875%
HK$146,009
−HK$3,869/mo
Today · 4.125%
HK$149,878
baseline
▲ 0.50% · 4.625%
HK$157,778
+HK$7,900/mo
Deposit HK$28.03M · loan HK$28.03M · min. income ≈ HK$299,756/mo (50% DSR)
Upfront cash ≈ HK$30.41M (deposit + AVD stamp duty HK$2,382,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,381
−HK$9,618/mo
▼ 0.25% · 3.875%
HK$158,152
−HK$4,847/mo
Today · 4.125%
HK$162,999
baseline
▲ 0.50% · 4.625%
HK$172,917
+HK$9,918/mo
Deposit HK$22.42M · loan HK$33.63M · min. income ≈ HK$325,998/mo (50% DSR)
Upfront cash ≈ HK$24.80M (deposit + AVD stamp duty HK$2,382,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,634
−HK$9,219/mo
▼ 0.25% · 3.875%
HK$175,211
−HK$4,642/mo
Today · 4.125%
HK$179,853
baseline
▲ 0.50% · 4.625%
HK$189,333
+HK$9,480/mo
Deposit HK$22.42M · loan HK$33.63M · min. income ≈ HK$359,706/mo (50% DSR)
Upfront cash ≈ HK$24.80M (deposit + AVD stamp duty HK$2,382,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,944
−HK$11,221/mo
▼ 0.25% · 3.875%
HK$184,510
−HK$5,655/mo
Today · 4.125%
HK$190,165
baseline
▲ 0.50% · 4.625%
HK$201,736
+HK$11,571/mo
Deposit HK$16.82M · loan HK$39.24M · min. income ≈ HK$380,330/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$2,382,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,073
−HK$10,756/mo
▼ 0.25% · 3.875%
HK$204,412
−HK$5,417/mo
Today · 4.125%
HK$209,829
baseline
▲ 0.50% · 4.625%
HK$220,889
+HK$11,060/mo
Deposit HK$16.82M · loan HK$39.24M · min. income ≈ HK$419,658/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$2,382,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,071
−HK$14,427/mo
▼ 0.25% · 3.875%
HK$237,227
−HK$7,271/mo
Today · 4.125%
HK$244,498
baseline
▲ 0.50% · 4.625%
HK$259,375
+HK$14,877/mo
Deposit HK$5.61M · loan HK$50.45M · min. income ≈ HK$488,996/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$2,382,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,951
−HK$13,829/mo
▼ 0.25% · 3.875%
HK$262,816
−HK$6,964/mo
Today · 4.125%
HK$269,780
baseline
▲ 0.50% · 4.625%
HK$284,000
+HK$14,220/mo
Deposit HK$5.61M · loan HK$50.45M · min. income ≈ HK$539,560/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$2,382,288 · Scale 2, in force from 26 Feb 2026)