LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,827
−HK$8,016/mo
▼ 0.25% · 3.875%
HK$131,803
−HK$4,040/mo
Today · 4.125%
HK$135,843
baseline
▲ 0.50% · 4.625%
HK$144,109
+HK$8,266/mo
Deposit HK$28.03M · loan HK$28.03M · min. income ≈ HK$271,686/mo (50% DSR)
Upfront cash ≈ HK$30.41M (deposit + AVD stamp duty HK$2,382,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,206
−HK$7,683/mo
▼ 0.25% · 3.875%
HK$146,020
−HK$3,869/mo
Today · 4.125%
HK$149,889
baseline
▲ 0.50% · 4.625%
HK$157,790
+HK$7,901/mo
Deposit HK$28.03M · loan HK$28.03M · min. income ≈ HK$299,778/mo (50% DSR)
Upfront cash ≈ HK$30.41M (deposit + AVD stamp duty HK$2,382,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,393
−HK$9,619/mo
▼ 0.25% · 3.875%
HK$158,164
−HK$4,848/mo
Today · 4.125%
HK$163,012
baseline
▲ 0.50% · 4.625%
HK$172,931
+HK$9,919/mo
Deposit HK$22.42M · loan HK$33.63M · min. income ≈ HK$326,024/mo (50% DSR)
Upfront cash ≈ HK$24.81M (deposit + AVD stamp duty HK$2,382,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,648
−HK$9,219/mo
▼ 0.25% · 3.875%
HK$175,224
−HK$4,643/mo
Today · 4.125%
HK$179,867
baseline
▲ 0.50% · 4.625%
HK$189,348
+HK$9,481/mo
Deposit HK$22.42M · loan HK$33.63M · min. income ≈ HK$359,734/mo (50% DSR)
Upfront cash ≈ HK$24.81M (deposit + AVD stamp duty HK$2,382,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,958
−HK$11,222/mo
▼ 0.25% · 3.875%
HK$184,525
−HK$5,655/mo
Today · 4.125%
HK$190,180
baseline
▲ 0.50% · 4.625%
HK$201,752
+HK$11,572/mo
Deposit HK$16.82M · loan HK$39.24M · min. income ≈ HK$380,360/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$2,382,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,089
−HK$10,756/mo
▼ 0.25% · 3.875%
HK$204,429
−HK$5,416/mo
Today · 4.125%
HK$209,845
baseline
▲ 0.50% · 4.625%
HK$220,906
+HK$11,061/mo
Deposit HK$16.82M · loan HK$39.24M · min. income ≈ HK$419,690/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$2,382,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,089
−HK$14,429/mo
▼ 0.25% · 3.875%
HK$237,246
−HK$7,272/mo
Today · 4.125%
HK$244,518
baseline
▲ 0.50% · 4.625%
HK$259,396
+HK$14,878/mo
Deposit HK$5.61M · loan HK$50.45M · min. income ≈ HK$489,036/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$2,382,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,972
−HK$13,829/mo
▼ 0.25% · 3.875%
HK$262,837
−HK$6,964/mo
Today · 4.125%
HK$269,801
baseline
▲ 0.50% · 4.625%
HK$284,023
+HK$14,222/mo
Deposit HK$5.61M · loan HK$50.45M · min. income ≈ HK$539,602/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$2,382,477 · Scale 2, in force from 26 Feb 2026)