LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,785
−HK$802/mo
▼ 0.25% · 3.875%
HK$13,183
−HK$404/mo
Today · 4.125%
HK$13,587
baseline
▲ 0.50% · 4.625%
HK$14,414
+HK$827/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$27,174/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,224
−HK$768/mo
▼ 0.25% · 3.875%
HK$14,605
−HK$387/mo
Today · 4.125%
HK$14,992
baseline
▲ 0.50% · 4.625%
HK$15,782
+HK$790/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$29,984/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,343
−HK$962/mo
▼ 0.25% · 3.875%
HK$15,820
−HK$485/mo
Today · 4.125%
HK$16,305
baseline
▲ 0.50% · 4.625%
HK$17,297
+HK$992/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$32,610/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,068
−HK$923/mo
▼ 0.25% · 3.875%
HK$17,526
−HK$465/mo
Today · 4.125%
HK$17,991
baseline
▲ 0.50% · 4.625%
HK$18,939
+HK$948/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$35,982/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,900
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$18,456
−HK$566/mo
Today · 4.125%
HK$19,022
baseline
▲ 0.50% · 4.625%
HK$20,180
+HK$1,158/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$38,044/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,913
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$20,447
−HK$542/mo
Today · 4.125%
HK$20,989
baseline
▲ 0.50% · 4.625%
HK$22,095
+HK$1,106/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$41,978/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,014
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,730
−HK$727/mo
Today · 4.125%
HK$24,457
baseline
▲ 0.50% · 4.625%
HK$25,945
+HK$1,488/mo
Deposit HK$561K · loan HK$5.05M · min. income ≈ HK$48,914/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$126,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,603
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,289
−HK$697/mo
Today · 4.125%
HK$26,986
baseline
▲ 0.50% · 4.625%
HK$28,408
+HK$1,422/mo
Deposit HK$561K · loan HK$5.05M · min. income ≈ HK$53,972/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$126,159 · Scale 2, in force from 26 Feb 2026)