LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,856
−HK$8,018/mo
▼ 0.25% · 3.875%
HK$131,833
−HK$4,041/mo
Today · 4.125%
HK$135,874
baseline
▲ 0.50% · 4.625%
HK$144,142
+HK$8,268/mo
Deposit HK$28.04M · loan HK$28.04M · min. income ≈ HK$271,748/mo (50% DSR)
Upfront cash ≈ HK$30.42M (deposit + AVD stamp duty HK$2,383,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,239
−HK$7,685/mo
▼ 0.25% · 3.875%
HK$146,054
−HK$3,870/mo
Today · 4.125%
HK$149,924
baseline
▲ 0.50% · 4.625%
HK$157,826
+HK$7,902/mo
Deposit HK$28.04M · loan HK$28.04M · min. income ≈ HK$299,848/mo (50% DSR)
Upfront cash ≈ HK$30.42M (deposit + AVD stamp duty HK$2,383,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,428
−HK$9,621/mo
▼ 0.25% · 3.875%
HK$158,200
−HK$4,849/mo
Today · 4.125%
HK$163,049
baseline
▲ 0.50% · 4.625%
HK$172,970
+HK$9,921/mo
Deposit HK$22.43M · loan HK$33.64M · min. income ≈ HK$326,098/mo (50% DSR)
Upfront cash ≈ HK$24.81M (deposit + AVD stamp duty HK$2,383,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,687
−HK$9,221/mo
▼ 0.25% · 3.875%
HK$175,264
−HK$4,644/mo
Today · 4.125%
HK$179,908
baseline
▲ 0.50% · 4.625%
HK$189,392
+HK$9,484/mo
Deposit HK$22.43M · loan HK$33.64M · min. income ≈ HK$359,816/mo (50% DSR)
Upfront cash ≈ HK$24.81M (deposit + AVD stamp duty HK$2,383,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,999
−HK$11,225/mo
▼ 0.25% · 3.875%
HK$184,567
−HK$5,657/mo
Today · 4.125%
HK$190,224
baseline
▲ 0.50% · 4.625%
HK$201,798
+HK$11,574/mo
Deposit HK$16.82M · loan HK$39.25M · min. income ≈ HK$380,448/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$2,383,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,135
−HK$10,758/mo
▼ 0.25% · 3.875%
HK$204,475
−HK$5,418/mo
Today · 4.125%
HK$209,893
baseline
▲ 0.50% · 4.625%
HK$220,957
+HK$11,064/mo
Deposit HK$16.82M · loan HK$39.25M · min. income ≈ HK$419,786/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$2,383,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,142
−HK$14,431/mo
▼ 0.25% · 3.875%
HK$237,300
−HK$7,273/mo
Today · 4.125%
HK$244,573
baseline
▲ 0.50% · 4.625%
HK$259,455
+HK$14,882/mo
Deposit HK$5.61M · loan HK$50.46M · min. income ≈ HK$489,146/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$2,383,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,030
−HK$13,833/mo
▼ 0.25% · 3.875%
HK$262,897
−HK$6,966/mo
Today · 4.125%
HK$269,863
baseline
▲ 0.50% · 4.625%
HK$284,087
+HK$14,224/mo
Deposit HK$5.61M · loan HK$50.46M · min. income ≈ HK$539,726/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$2,383,021 · Scale 2, in force from 26 Feb 2026)