LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,861
−HK$8,018/mo
▼ 0.25% · 3.875%
HK$131,838
−HK$4,041/mo
Today · 4.125%
HK$135,879
baseline
▲ 0.50% · 4.625%
HK$144,147
+HK$8,268/mo
Deposit HK$28.04M · loan HK$28.04M · min. income ≈ HK$271,758/mo (50% DSR)
Upfront cash ≈ HK$30.42M (deposit + AVD stamp duty HK$2,383,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,244
−HK$7,685/mo
▼ 0.25% · 3.875%
HK$146,059
−HK$3,870/mo
Today · 4.125%
HK$149,929
baseline
▲ 0.50% · 4.625%
HK$157,832
+HK$7,903/mo
Deposit HK$28.04M · loan HK$28.04M · min. income ≈ HK$299,858/mo (50% DSR)
Upfront cash ≈ HK$30.42M (deposit + AVD stamp duty HK$2,383,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,433
−HK$9,622/mo
▼ 0.25% · 3.875%
HK$158,206
−HK$4,849/mo
Today · 4.125%
HK$163,055
baseline
▲ 0.50% · 4.625%
HK$172,977
+HK$9,922/mo
Deposit HK$22.43M · loan HK$33.64M · min. income ≈ HK$326,110/mo (50% DSR)
Upfront cash ≈ HK$24.81M (deposit + AVD stamp duty HK$2,383,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,693
−HK$9,222/mo
▼ 0.25% · 3.875%
HK$175,271
−HK$4,644/mo
Today · 4.125%
HK$179,915
baseline
▲ 0.50% · 4.625%
HK$189,399
+HK$9,484/mo
Deposit HK$22.43M · loan HK$33.64M · min. income ≈ HK$359,830/mo (50% DSR)
Upfront cash ≈ HK$24.81M (deposit + AVD stamp duty HK$2,383,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,006
−HK$11,225/mo
▼ 0.25% · 3.875%
HK$184,574
−HK$5,657/mo
Today · 4.125%
HK$190,231
baseline
▲ 0.50% · 4.625%
HK$201,806
+HK$11,575/mo
Deposit HK$16.82M · loan HK$39.25M · min. income ≈ HK$380,462/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$2,383,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,142
−HK$10,759/mo
▼ 0.25% · 3.875%
HK$204,483
−HK$5,418/mo
Today · 4.125%
HK$209,901
baseline
▲ 0.50% · 4.625%
HK$220,965
+HK$11,064/mo
Deposit HK$16.82M · loan HK$39.25M · min. income ≈ HK$419,802/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$2,383,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,150
−HK$14,432/mo
▼ 0.25% · 3.875%
HK$237,309
−HK$7,273/mo
Today · 4.125%
HK$244,582
baseline
▲ 0.50% · 4.625%
HK$259,465
+HK$14,883/mo
Deposit HK$5.61M · loan HK$50.47M · min. income ≈ HK$489,164/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$2,383,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,040
−HK$13,833/mo
▼ 0.25% · 3.875%
HK$262,906
−HK$6,967/mo
Today · 4.125%
HK$269,873
baseline
▲ 0.50% · 4.625%
HK$284,098
+HK$14,225/mo
Deposit HK$5.61M · loan HK$50.47M · min. income ≈ HK$539,746/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$2,383,109 · Scale 2, in force from 26 Feb 2026)