LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,787
−HK$802/mo
▼ 0.25% · 3.875%
HK$13,184
−HK$405/mo
Today · 4.125%
HK$13,589
baseline
▲ 0.50% · 4.625%
HK$14,415
+HK$826/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$27,178/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,225
−HK$769/mo
▼ 0.25% · 3.875%
HK$14,607
−HK$387/mo
Today · 4.125%
HK$14,994
baseline
▲ 0.50% · 4.625%
HK$15,784
+HK$790/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$29,988/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,344
−HK$962/mo
▼ 0.25% · 3.875%
HK$15,821
−HK$485/mo
Today · 4.125%
HK$16,306
baseline
▲ 0.50% · 4.625%
HK$17,298
+HK$992/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$32,612/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,070
−HK$922/mo
▼ 0.25% · 3.875%
HK$17,528
−HK$464/mo
Today · 4.125%
HK$17,992
baseline
▲ 0.50% · 4.625%
HK$18,941
+HK$949/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$35,984/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,901
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$18,458
−HK$566/mo
Today · 4.125%
HK$19,024
baseline
▲ 0.50% · 4.625%
HK$20,181
+HK$1,157/mo
Deposit HK$1.68M · loan HK$3.93M · min. income ≈ HK$38,048/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,915
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$20,449
−HK$542/mo
Today · 4.125%
HK$20,991
baseline
▲ 0.50% · 4.625%
HK$22,097
+HK$1,106/mo
Deposit HK$1.68M · loan HK$3.93M · min. income ≈ HK$41,982/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,016
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,732
−HK$727/mo
Today · 4.125%
HK$24,459
baseline
▲ 0.50% · 4.625%
HK$25,948
+HK$1,489/mo
Deposit HK$561K · loan HK$5.05M · min. income ≈ HK$48,918/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$126,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,605
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,292
−HK$696/mo
Today · 4.125%
HK$26,988
baseline
▲ 0.50% · 4.625%
HK$28,411
+HK$1,423/mo
Deposit HK$561K · loan HK$5.05M · min. income ≈ HK$53,976/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$126,171 · Scale 2, in force from 26 Feb 2026)