LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,788
−HK$801/mo
▼ 0.25% · 3.875%
HK$13,185
−HK$404/mo
Today · 4.125%
HK$13,589
baseline
▲ 0.50% · 4.625%
HK$14,416
+HK$827/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$27,178/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,226
−HK$769/mo
▼ 0.25% · 3.875%
HK$14,608
−HK$387/mo
Today · 4.125%
HK$14,995
baseline
▲ 0.50% · 4.625%
HK$15,785
+HK$790/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$29,990/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,345
−HK$962/mo
▼ 0.25% · 3.875%
HK$15,822
−HK$485/mo
Today · 4.125%
HK$16,307
baseline
▲ 0.50% · 4.625%
HK$17,300
+HK$993/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$32,614/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,071
−HK$922/mo
▼ 0.25% · 3.875%
HK$17,529
−HK$464/mo
Today · 4.125%
HK$17,993
baseline
▲ 0.50% · 4.625%
HK$18,942
+HK$949/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$35,986/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,903
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$18,459
−HK$566/mo
Today · 4.125%
HK$19,025
baseline
▲ 0.50% · 4.625%
HK$20,183
+HK$1,158/mo
Deposit HK$1.68M · loan HK$3.93M · min. income ≈ HK$38,050/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,916
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$20,451
−HK$541/mo
Today · 4.125%
HK$20,992
baseline
▲ 0.50% · 4.625%
HK$22,099
+HK$1,107/mo
Deposit HK$1.68M · loan HK$3.93M · min. income ≈ HK$41,984/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,018
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,733
−HK$728/mo
Today · 4.125%
HK$24,461
baseline
▲ 0.50% · 4.625%
HK$25,949
+HK$1,488/mo
Deposit HK$561K · loan HK$5.05M · min. income ≈ HK$48,922/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$126,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,607
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,294
−HK$696/mo
Today · 4.125%
HK$26,990
baseline
▲ 0.50% · 4.625%
HK$28,413
+HK$1,423/mo
Deposit HK$561K · loan HK$5.05M · min. income ≈ HK$53,980/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$126,179 · Scale 2, in force from 26 Feb 2026)