LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,884
−HK$8,019/mo
▼ 0.25% · 3.875%
HK$131,862
−HK$4,041/mo
Today · 4.125%
HK$135,903
baseline
▲ 0.50% · 4.625%
HK$144,173
+HK$8,270/mo
Deposit HK$28.04M · loan HK$28.04M · min. income ≈ HK$271,806/mo (50% DSR)
Upfront cash ≈ HK$30.43M (deposit + AVD stamp duty HK$2,383,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,270
−HK$7,686/mo
▼ 0.25% · 3.875%
HK$146,085
−HK$3,871/mo
Today · 4.125%
HK$149,956
baseline
▲ 0.50% · 4.625%
HK$157,860
+HK$7,904/mo
Deposit HK$28.04M · loan HK$28.04M · min. income ≈ HK$299,912/mo (50% DSR)
Upfront cash ≈ HK$30.43M (deposit + AVD stamp duty HK$2,383,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,461
−HK$9,623/mo
▼ 0.25% · 3.875%
HK$158,234
−HK$4,850/mo
Today · 4.125%
HK$163,084
baseline
▲ 0.50% · 4.625%
HK$173,007
+HK$9,923/mo
Deposit HK$22.43M · loan HK$33.65M · min. income ≈ HK$326,168/mo (50% DSR)
Upfront cash ≈ HK$24.82M (deposit + AVD stamp duty HK$2,383,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,723
−HK$9,224/mo
▼ 0.25% · 3.875%
HK$175,302
−HK$4,645/mo
Today · 4.125%
HK$179,947
baseline
▲ 0.50% · 4.625%
HK$189,432
+HK$9,485/mo
Deposit HK$22.43M · loan HK$33.65M · min. income ≈ HK$359,894/mo (50% DSR)
Upfront cash ≈ HK$24.82M (deposit + AVD stamp duty HK$2,383,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,037
−HK$11,228/mo
▼ 0.25% · 3.875%
HK$184,606
−HK$5,659/mo
Today · 4.125%
HK$190,265
baseline
▲ 0.50% · 4.625%
HK$201,842
+HK$11,577/mo
Deposit HK$16.82M · loan HK$39.26M · min. income ≈ HK$380,530/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$2,383,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,177
−HK$10,761/mo
▼ 0.25% · 3.875%
HK$204,519
−HK$5,419/mo
Today · 4.125%
HK$209,938
baseline
▲ 0.50% · 4.625%
HK$221,004
+HK$11,066/mo
Deposit HK$16.82M · loan HK$39.26M · min. income ≈ HK$419,876/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$2,383,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,191
−HK$14,435/mo
▼ 0.25% · 3.875%
HK$237,351
−HK$7,275/mo
Today · 4.125%
HK$244,626
baseline
▲ 0.50% · 4.625%
HK$259,511
+HK$14,885/mo
Deposit HK$5.61M · loan HK$50.47M · min. income ≈ HK$489,252/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$2,383,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,085
−HK$13,836/mo
▼ 0.25% · 3.875%
HK$262,953
−HK$6,968/mo
Today · 4.125%
HK$269,921
baseline
▲ 0.50% · 4.625%
HK$284,149
+HK$14,228/mo
Deposit HK$5.61M · loan HK$50.47M · min. income ≈ HK$539,842/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$2,383,533 · Scale 2, in force from 26 Feb 2026)