LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,890
−HK$8,020/mo
▼ 0.25% · 3.875%
HK$131,869
−HK$4,041/mo
Today · 4.125%
HK$135,910
baseline
▲ 0.50% · 4.625%
HK$144,180
+HK$8,270/mo
Deposit HK$28.04M · loan HK$28.04M · min. income ≈ HK$271,820/mo (50% DSR)
Upfront cash ≈ HK$30.43M (deposit + AVD stamp duty HK$2,383,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,277
−HK$7,687/mo
▼ 0.25% · 3.875%
HK$146,093
−HK$3,871/mo
Today · 4.125%
HK$149,964
baseline
▲ 0.50% · 4.625%
HK$157,868
+HK$7,904/mo
Deposit HK$28.04M · loan HK$28.04M · min. income ≈ HK$299,928/mo (50% DSR)
Upfront cash ≈ HK$30.43M (deposit + AVD stamp duty HK$2,383,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,469
−HK$9,623/mo
▼ 0.25% · 3.875%
HK$158,242
−HK$4,850/mo
Today · 4.125%
HK$163,092
baseline
▲ 0.50% · 4.625%
HK$173,016
+HK$9,924/mo
Deposit HK$22.43M · loan HK$33.65M · min. income ≈ HK$326,184/mo (50% DSR)
Upfront cash ≈ HK$24.82M (deposit + AVD stamp duty HK$2,383,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,732
−HK$9,224/mo
▼ 0.25% · 3.875%
HK$175,311
−HK$4,645/mo
Today · 4.125%
HK$179,956
baseline
▲ 0.50% · 4.625%
HK$189,442
+HK$9,486/mo
Deposit HK$22.43M · loan HK$33.65M · min. income ≈ HK$359,912/mo (50% DSR)
Upfront cash ≈ HK$24.82M (deposit + AVD stamp duty HK$2,383,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,047
−HK$11,227/mo
▼ 0.25% · 3.875%
HK$184,616
−HK$5,658/mo
Today · 4.125%
HK$190,274
baseline
▲ 0.50% · 4.625%
HK$201,852
+HK$11,578/mo
Deposit HK$16.83M · loan HK$39.26M · min. income ≈ HK$380,548/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$2,383,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,188
−HK$10,761/mo
▼ 0.25% · 3.875%
HK$204,530
−HK$5,419/mo
Today · 4.125%
HK$209,949
baseline
▲ 0.50% · 4.625%
HK$221,016
+HK$11,067/mo
Deposit HK$16.83M · loan HK$39.26M · min. income ≈ HK$419,898/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$2,383,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,203
−HK$14,436/mo
▼ 0.25% · 3.875%
HK$237,363
−HK$7,276/mo
Today · 4.125%
HK$244,639
baseline
▲ 0.50% · 4.625%
HK$259,524
+HK$14,885/mo
Deposit HK$5.61M · loan HK$50.48M · min. income ≈ HK$489,278/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$2,383,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,098
−HK$13,837/mo
▼ 0.25% · 3.875%
HK$262,967
−HK$6,968/mo
Today · 4.125%
HK$269,935
baseline
▲ 0.50% · 4.625%
HK$284,163
+HK$14,228/mo
Deposit HK$5.61M · loan HK$50.48M · min. income ≈ HK$539,870/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$2,383,655 · Scale 2, in force from 26 Feb 2026)