LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,790
−HK$802/mo
▼ 0.25% · 3.875%
HK$13,188
−HK$404/mo
Today · 4.125%
HK$13,592
baseline
▲ 0.50% · 4.625%
HK$14,419
+HK$827/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$27,184/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,228
−HK$769/mo
▼ 0.25% · 3.875%
HK$14,610
−HK$387/mo
Today · 4.125%
HK$14,997
baseline
▲ 0.50% · 4.625%
HK$15,788
+HK$791/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$29,994/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,348
−HK$962/mo
▼ 0.25% · 3.875%
HK$15,825
−HK$485/mo
Today · 4.125%
HK$16,310
baseline
▲ 0.50% · 4.625%
HK$17,303
+HK$993/mo
Deposit HK$2.24M · loan HK$3.37M · min. income ≈ HK$32,620/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,074
−HK$923/mo
▼ 0.25% · 3.875%
HK$17,532
−HK$465/mo
Today · 4.125%
HK$17,997
baseline
▲ 0.50% · 4.625%
HK$18,945
+HK$948/mo
Deposit HK$2.24M · loan HK$3.37M · min. income ≈ HK$35,994/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,906
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$18,463
−HK$565/mo
Today · 4.125%
HK$19,028
baseline
▲ 0.50% · 4.625%
HK$20,186
+HK$1,158/mo
Deposit HK$1.68M · loan HK$3.93M · min. income ≈ HK$38,056/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,920
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$20,454
−HK$542/mo
Today · 4.125%
HK$20,996
baseline
▲ 0.50% · 4.625%
HK$22,103
+HK$1,107/mo
Deposit HK$1.68M · loan HK$3.93M · min. income ≈ HK$41,992/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,022
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,738
−HK$727/mo
Today · 4.125%
HK$24,465
baseline
▲ 0.50% · 4.625%
HK$25,954
+HK$1,489/mo
Deposit HK$561K · loan HK$5.05M · min. income ≈ HK$48,930/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$126,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,611
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$26,298
−HK$697/mo
Today · 4.125%
HK$26,995
baseline
▲ 0.50% · 4.625%
HK$28,418
+HK$1,423/mo
Deposit HK$561K · loan HK$5.05M · min. income ≈ HK$53,990/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$126,201 · Scale 2, in force from 26 Feb 2026)