LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,793
−HK$802/mo
▼ 0.25% · 3.875%
HK$13,191
−HK$404/mo
Today · 4.125%
HK$13,595
baseline
▲ 0.50% · 4.625%
HK$14,422
+HK$827/mo
Deposit HK$2.81M · loan HK$2.81M · min. income ≈ HK$27,190/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,232
−HK$769/mo
▼ 0.25% · 3.875%
HK$14,614
−HK$387/mo
Today · 4.125%
HK$15,001
baseline
▲ 0.50% · 4.625%
HK$15,792
+HK$791/mo
Deposit HK$2.81M · loan HK$2.81M · min. income ≈ HK$30,002/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,352
−HK$962/mo
▼ 0.25% · 3.875%
HK$15,829
−HK$485/mo
Today · 4.125%
HK$16,314
baseline
▲ 0.50% · 4.625%
HK$17,307
+HK$993/mo
Deposit HK$2.24M · loan HK$3.37M · min. income ≈ HK$32,628/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,078
−HK$923/mo
▼ 0.25% · 3.875%
HK$17,536
−HK$465/mo
Today · 4.125%
HK$18,001
baseline
▲ 0.50% · 4.625%
HK$18,950
+HK$949/mo
Deposit HK$2.24M · loan HK$3.37M · min. income ≈ HK$36,002/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,910
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$18,467
−HK$566/mo
Today · 4.125%
HK$19,033
baseline
▲ 0.50% · 4.625%
HK$20,191
+HK$1,158/mo
Deposit HK$1.68M · loan HK$3.93M · min. income ≈ HK$38,066/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,925
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$20,459
−HK$542/mo
Today · 4.125%
HK$21,001
baseline
▲ 0.50% · 4.625%
HK$22,108
+HK$1,107/mo
Deposit HK$1.68M · loan HK$3.93M · min. income ≈ HK$42,002/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,027
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,744
−HK$727/mo
Today · 4.125%
HK$24,471
baseline
▲ 0.50% · 4.625%
HK$25,960
+HK$1,489/mo
Deposit HK$561K · loan HK$5.05M · min. income ≈ HK$48,942/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$126,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,618
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$26,305
−HK$697/mo
Today · 4.125%
HK$27,002
baseline
▲ 0.50% · 4.625%
HK$28,425
+HK$1,423/mo
Deposit HK$561K · loan HK$5.05M · min. income ≈ HK$54,004/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$126,232 · Scale 2, in force from 26 Feb 2026)