LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,933
−HK$8,023/mo
▼ 0.25% · 3.875%
HK$131,913
−HK$4,043/mo
Today · 4.125%
HK$135,956
baseline
▲ 0.50% · 4.625%
HK$144,228
+HK$8,272/mo
Deposit HK$28.05M · loan HK$28.05M · min. income ≈ HK$271,912/mo (50% DSR)
Upfront cash ≈ HK$30.44M (deposit + AVD stamp duty HK$2,384,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,325
−HK$7,689/mo
▼ 0.25% · 3.875%
HK$146,142
−HK$3,872/mo
Today · 4.125%
HK$150,014
baseline
▲ 0.50% · 4.625%
HK$157,921
+HK$7,907/mo
Deposit HK$28.05M · loan HK$28.05M · min. income ≈ HK$300,028/mo (50% DSR)
Upfront cash ≈ HK$30.44M (deposit + AVD stamp duty HK$2,384,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,520
−HK$9,627/mo
▼ 0.25% · 3.875%
HK$158,295
−HK$4,852/mo
Today · 4.125%
HK$163,147
baseline
▲ 0.50% · 4.625%
HK$173,074
+HK$9,927/mo
Deposit HK$22.44M · loan HK$33.66M · min. income ≈ HK$326,294/mo (50% DSR)
Upfront cash ≈ HK$24.83M (deposit + AVD stamp duty HK$2,384,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,789
−HK$9,228/mo
▼ 0.25% · 3.875%
HK$175,370
−HK$4,647/mo
Today · 4.125%
HK$180,017
baseline
▲ 0.50% · 4.625%
HK$189,506
+HK$9,489/mo
Deposit HK$22.44M · loan HK$33.66M · min. income ≈ HK$360,034/mo (50% DSR)
Upfront cash ≈ HK$24.83M (deposit + AVD stamp duty HK$2,384,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,107
−HK$11,231/mo
▼ 0.25% · 3.875%
HK$184,678
−HK$5,660/mo
Today · 4.125%
HK$190,338
baseline
▲ 0.50% · 4.625%
HK$201,920
+HK$11,582/mo
Deposit HK$16.83M · loan HK$39.27M · min. income ≈ HK$380,676/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$2,384,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,254
−HK$10,765/mo
▼ 0.25% · 3.875%
HK$204,598
−HK$5,421/mo
Today · 4.125%
HK$210,019
baseline
▲ 0.50% · 4.625%
HK$221,090
+HK$11,071/mo
Deposit HK$16.83M · loan HK$39.27M · min. income ≈ HK$420,038/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$2,384,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,280
−HK$14,441/mo
▼ 0.25% · 3.875%
HK$237,443
−HK$7,278/mo
Today · 4.125%
HK$244,721
baseline
▲ 0.50% · 4.625%
HK$259,611
+HK$14,890/mo
Deposit HK$5.61M · loan HK$50.49M · min. income ≈ HK$489,442/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$2,384,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,184
−HK$13,841/mo
▼ 0.25% · 3.875%
HK$263,055
−HK$6,970/mo
Today · 4.125%
HK$270,025
baseline
▲ 0.50% · 4.625%
HK$284,258
+HK$14,233/mo
Deposit HK$5.61M · loan HK$50.49M · min. income ≈ HK$540,050/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$2,384,454 · Scale 2, in force from 26 Feb 2026)