LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,950
−HK$8,023/mo
▼ 0.25% · 3.875%
HK$131,930
−HK$4,043/mo
Today · 4.125%
HK$135,973
baseline
▲ 0.50% · 4.625%
HK$144,247
+HK$8,274/mo
Deposit HK$28.06M · loan HK$28.06M · min. income ≈ HK$271,946/mo (50% DSR)
Upfront cash ≈ HK$30.44M (deposit + AVD stamp duty HK$2,384,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,343
−HK$7,690/mo
▼ 0.25% · 3.875%
HK$146,160
−HK$3,873/mo
Today · 4.125%
HK$150,033
baseline
▲ 0.50% · 4.625%
HK$157,942
+HK$7,909/mo
Deposit HK$28.06M · loan HK$28.06M · min. income ≈ HK$300,066/mo (50% DSR)
Upfront cash ≈ HK$30.44M (deposit + AVD stamp duty HK$2,384,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,540
−HK$9,628/mo
▼ 0.25% · 3.875%
HK$158,316
−HK$4,852/mo
Today · 4.125%
HK$163,168
baseline
▲ 0.50% · 4.625%
HK$173,097
+HK$9,929/mo
Deposit HK$22.44M · loan HK$33.67M · min. income ≈ HK$326,336/mo (50% DSR)
Upfront cash ≈ HK$24.83M (deposit + AVD stamp duty HK$2,384,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,812
−HK$9,228/mo
▼ 0.25% · 3.875%
HK$175,393
−HK$4,647/mo
Today · 4.125%
HK$180,040
baseline
▲ 0.50% · 4.625%
HK$189,530
+HK$9,490/mo
Deposit HK$22.44M · loan HK$33.67M · min. income ≈ HK$360,080/mo (50% DSR)
Upfront cash ≈ HK$24.83M (deposit + AVD stamp duty HK$2,384,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,130
−HK$11,233/mo
▼ 0.25% · 3.875%
HK$184,702
−HK$5,661/mo
Today · 4.125%
HK$190,363
baseline
▲ 0.50% · 4.625%
HK$201,946
+HK$11,583/mo
Deposit HK$16.83M · loan HK$39.28M · min. income ≈ HK$380,726/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$2,384,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,280
−HK$10,767/mo
▼ 0.25% · 3.875%
HK$204,625
−HK$5,422/mo
Today · 4.125%
HK$210,047
baseline
▲ 0.50% · 4.625%
HK$221,118
+HK$11,071/mo
Deposit HK$16.83M · loan HK$39.28M · min. income ≈ HK$420,094/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$2,384,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,310
−HK$14,442/mo
▼ 0.25% · 3.875%
HK$237,474
−HK$7,278/mo
Today · 4.125%
HK$244,752
baseline
▲ 0.50% · 4.625%
HK$259,645
+HK$14,893/mo
Deposit HK$5.61M · loan HK$50.50M · min. income ≈ HK$489,504/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$2,384,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,217
−HK$13,843/mo
▼ 0.25% · 3.875%
HK$263,089
−HK$6,971/mo
Today · 4.125%
HK$270,060
baseline
▲ 0.50% · 4.625%
HK$284,295
+HK$14,235/mo
Deposit HK$5.61M · loan HK$50.50M · min. income ≈ HK$540,120/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$2,384,762 · Scale 2, in force from 26 Feb 2026)