LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,956
−HK$8,024/mo
▼ 0.25% · 3.875%
HK$131,937
−HK$4,043/mo
Today · 4.125%
HK$135,980
baseline
▲ 0.50% · 4.625%
HK$144,255
+HK$8,275/mo
Deposit HK$28.06M · loan HK$28.06M · min. income ≈ HK$271,960/mo (50% DSR)
Upfront cash ≈ HK$30.44M (deposit + AVD stamp duty HK$2,384,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,350
−HK$7,691/mo
▼ 0.25% · 3.875%
HK$146,168
−HK$3,873/mo
Today · 4.125%
HK$150,041
baseline
▲ 0.50% · 4.625%
HK$157,950
+HK$7,909/mo
Deposit HK$28.06M · loan HK$28.06M · min. income ≈ HK$300,082/mo (50% DSR)
Upfront cash ≈ HK$30.44M (deposit + AVD stamp duty HK$2,384,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,548
−HK$9,629/mo
▼ 0.25% · 3.875%
HK$158,324
−HK$4,853/mo
Today · 4.125%
HK$163,177
baseline
▲ 0.50% · 4.625%
HK$173,105
+HK$9,928/mo
Deposit HK$22.45M · loan HK$33.67M · min. income ≈ HK$326,354/mo (50% DSR)
Upfront cash ≈ HK$24.83M (deposit + AVD stamp duty HK$2,384,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,820
−HK$9,229/mo
▼ 0.25% · 3.875%
HK$175,402
−HK$4,647/mo
Today · 4.125%
HK$180,049
baseline
▲ 0.50% · 4.625%
HK$189,540
+HK$9,491/mo
Deposit HK$22.45M · loan HK$33.67M · min. income ≈ HK$360,098/mo (50% DSR)
Upfront cash ≈ HK$24.83M (deposit + AVD stamp duty HK$2,384,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,139
−HK$11,234/mo
▼ 0.25% · 3.875%
HK$184,711
−HK$5,662/mo
Today · 4.125%
HK$190,373
baseline
▲ 0.50% · 4.625%
HK$201,956
+HK$11,583/mo
Deposit HK$16.83M · loan HK$39.28M · min. income ≈ HK$380,746/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$2,384,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,290
−HK$10,767/mo
▼ 0.25% · 3.875%
HK$204,635
−HK$5,422/mo
Today · 4.125%
HK$210,057
baseline
▲ 0.50% · 4.625%
HK$221,130
+HK$11,073/mo
Deposit HK$16.83M · loan HK$39.28M · min. income ≈ HK$420,114/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$2,384,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,322
−HK$14,443/mo
▼ 0.25% · 3.875%
HK$237,486
−HK$7,279/mo
Today · 4.125%
HK$244,765
baseline
▲ 0.50% · 4.625%
HK$259,658
+HK$14,893/mo
Deposit HK$5.61M · loan HK$50.50M · min. income ≈ HK$489,530/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$2,384,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,231
−HK$13,843/mo
▼ 0.25% · 3.875%
HK$263,102
−HK$6,972/mo
Today · 4.125%
HK$270,074
baseline
▲ 0.50% · 4.625%
HK$284,310
+HK$14,236/mo
Deposit HK$5.61M · loan HK$50.50M · min. income ≈ HK$540,148/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$2,384,886 · Scale 2, in force from 26 Feb 2026)