LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,796
−HK$802/mo
▼ 0.25% · 3.875%
HK$13,194
−HK$404/mo
Today · 4.125%
HK$13,598
baseline
▲ 0.50% · 4.625%
HK$14,426
+HK$828/mo
Deposit HK$2.81M · loan HK$2.81M · min. income ≈ HK$27,196/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,235
−HK$769/mo
▼ 0.25% · 3.875%
HK$14,617
−HK$387/mo
Today · 4.125%
HK$15,004
baseline
▲ 0.50% · 4.625%
HK$15,795
+HK$791/mo
Deposit HK$2.81M · loan HK$2.81M · min. income ≈ HK$30,008/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,355
−HK$963/mo
▼ 0.25% · 3.875%
HK$15,833
−HK$485/mo
Today · 4.125%
HK$16,318
baseline
▲ 0.50% · 4.625%
HK$17,311
+HK$993/mo
Deposit HK$2.24M · loan HK$3.37M · min. income ≈ HK$32,636/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,082
−HK$923/mo
▼ 0.25% · 3.875%
HK$17,540
−HK$465/mo
Today · 4.125%
HK$18,005
baseline
▲ 0.50% · 4.625%
HK$18,954
+HK$949/mo
Deposit HK$2.24M · loan HK$3.37M · min. income ≈ HK$36,010/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,914
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$18,471
−HK$567/mo
Today · 4.125%
HK$19,038
baseline
▲ 0.50% · 4.625%
HK$20,196
+HK$1,158/mo
Deposit HK$1.68M · loan HK$3.93M · min. income ≈ HK$38,076/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,929
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$20,464
−HK$542/mo
Today · 4.125%
HK$21,006
baseline
▲ 0.50% · 4.625%
HK$22,113
+HK$1,107/mo
Deposit HK$1.68M · loan HK$3.93M · min. income ≈ HK$42,012/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,033
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,749
−HK$728/mo
Today · 4.125%
HK$24,477
baseline
▲ 0.50% · 4.625%
HK$25,966
+HK$1,489/mo
Deposit HK$561K · loan HK$5.05M · min. income ≈ HK$48,954/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$126,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,624
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$26,311
−HK$697/mo
Today · 4.125%
HK$27,008
baseline
▲ 0.50% · 4.625%
HK$28,431
+HK$1,423/mo
Deposit HK$561K · loan HK$5.05M · min. income ≈ HK$54,016/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$126,261 · Scale 2, in force from 26 Feb 2026)