LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,962
−HK$8,024/mo
▼ 0.25% · 3.875%
HK$131,942
−HK$4,044/mo
Today · 4.125%
HK$135,986
baseline
▲ 0.50% · 4.625%
HK$144,260
+HK$8,274/mo
Deposit HK$28.06M · loan HK$28.06M · min. income ≈ HK$271,972/mo (50% DSR)
Upfront cash ≈ HK$30.44M (deposit + AVD stamp duty HK$2,384,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,356
−HK$7,691/mo
▼ 0.25% · 3.875%
HK$146,174
−HK$3,873/mo
Today · 4.125%
HK$150,047
baseline
▲ 0.50% · 4.625%
HK$157,956
+HK$7,909/mo
Deposit HK$28.06M · loan HK$28.06M · min. income ≈ HK$300,094/mo (50% DSR)
Upfront cash ≈ HK$30.44M (deposit + AVD stamp duty HK$2,384,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,554
−HK$9,629/mo
▼ 0.25% · 3.875%
HK$158,330
−HK$4,853/mo
Today · 4.125%
HK$163,183
baseline
▲ 0.50% · 4.625%
HK$173,112
+HK$9,929/mo
Deposit HK$22.45M · loan HK$33.67M · min. income ≈ HK$326,366/mo (50% DSR)
Upfront cash ≈ HK$24.83M (deposit + AVD stamp duty HK$2,384,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,827
−HK$9,230/mo
▼ 0.25% · 3.875%
HK$175,409
−HK$4,648/mo
Today · 4.125%
HK$180,057
baseline
▲ 0.50% · 4.625%
HK$189,548
+HK$9,491/mo
Deposit HK$22.45M · loan HK$33.67M · min. income ≈ HK$360,114/mo (50% DSR)
Upfront cash ≈ HK$24.83M (deposit + AVD stamp duty HK$2,384,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,146
−HK$11,234/mo
▼ 0.25% · 3.875%
HK$184,719
−HK$5,661/mo
Today · 4.125%
HK$190,380
baseline
▲ 0.50% · 4.625%
HK$201,965
+HK$11,585/mo
Deposit HK$16.84M · loan HK$39.28M · min. income ≈ HK$380,760/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$2,384,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,298
−HK$10,768/mo
▼ 0.25% · 3.875%
HK$204,644
−HK$5,422/mo
Today · 4.125%
HK$210,066
baseline
▲ 0.50% · 4.625%
HK$221,139
+HK$11,073/mo
Deposit HK$16.84M · loan HK$39.28M · min. income ≈ HK$420,132/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$2,384,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,331
−HK$14,444/mo
▼ 0.25% · 3.875%
HK$237,496
−HK$7,279/mo
Today · 4.125%
HK$244,775
baseline
▲ 0.50% · 4.625%
HK$259,669
+HK$14,894/mo
Deposit HK$5.61M · loan HK$50.51M · min. income ≈ HK$489,550/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$2,384,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,241
−HK$13,844/mo
▼ 0.25% · 3.875%
HK$263,113
−HK$6,972/mo
Today · 4.125%
HK$270,085
baseline
▲ 0.50% · 4.625%
HK$284,321
+HK$14,236/mo
Deposit HK$5.61M · loan HK$50.51M · min. income ≈ HK$540,170/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$2,384,982 · Scale 2, in force from 26 Feb 2026)