LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,963
−HK$8,024/mo
▼ 0.25% · 3.875%
HK$131,943
−HK$4,044/mo
Today · 4.125%
HK$135,987
baseline
▲ 0.50% · 4.625%
HK$144,262
+HK$8,275/mo
Deposit HK$28.06M · loan HK$28.06M · min. income ≈ HK$271,974/mo (50% DSR)
Upfront cash ≈ HK$30.44M (deposit + AVD stamp duty HK$2,385,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,357
−HK$7,691/mo
▼ 0.25% · 3.875%
HK$146,175
−HK$3,873/mo
Today · 4.125%
HK$150,048
baseline
▲ 0.50% · 4.625%
HK$157,958
+HK$7,910/mo
Deposit HK$28.06M · loan HK$28.06M · min. income ≈ HK$300,096/mo (50% DSR)
Upfront cash ≈ HK$30.44M (deposit + AVD stamp duty HK$2,385,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,555
−HK$9,630/mo
▼ 0.25% · 3.875%
HK$158,332
−HK$4,853/mo
Today · 4.125%
HK$163,185
baseline
▲ 0.50% · 4.625%
HK$173,114
+HK$9,929/mo
Deposit HK$22.45M · loan HK$33.67M · min. income ≈ HK$326,370/mo (50% DSR)
Upfront cash ≈ HK$24.83M (deposit + AVD stamp duty HK$2,385,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,829
−HK$9,229/mo
▼ 0.25% · 3.875%
HK$175,410
−HK$4,648/mo
Today · 4.125%
HK$180,058
baseline
▲ 0.50% · 4.625%
HK$189,549
+HK$9,491/mo
Deposit HK$22.45M · loan HK$33.67M · min. income ≈ HK$360,116/mo (50% DSR)
Upfront cash ≈ HK$24.83M (deposit + AVD stamp duty HK$2,385,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,148
−HK$11,234/mo
▼ 0.25% · 3.875%
HK$184,720
−HK$5,662/mo
Today · 4.125%
HK$190,382
baseline
▲ 0.50% · 4.625%
HK$201,966
+HK$11,584/mo
Deposit HK$16.84M · loan HK$39.28M · min. income ≈ HK$380,764/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$2,385,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,300
−HK$10,768/mo
▼ 0.25% · 3.875%
HK$204,645
−HK$5,423/mo
Today · 4.125%
HK$210,068
baseline
▲ 0.50% · 4.625%
HK$221,141
+HK$11,073/mo
Deposit HK$16.84M · loan HK$39.28M · min. income ≈ HK$420,136/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$2,385,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,333
−HK$14,444/mo
▼ 0.25% · 3.875%
HK$237,498
−HK$7,279/mo
Today · 4.125%
HK$244,777
baseline
▲ 0.50% · 4.625%
HK$259,671
+HK$14,894/mo
Deposit HK$5.61M · loan HK$50.51M · min. income ≈ HK$489,554/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$2,385,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,243
−HK$13,844/mo
▼ 0.25% · 3.875%
HK$263,115
−HK$6,972/mo
Today · 4.125%
HK$270,087
baseline
▲ 0.50% · 4.625%
HK$284,324
+HK$14,237/mo
Deposit HK$5.61M · loan HK$50.51M · min. income ≈ HK$540,174/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$2,385,003 · Scale 2, in force from 26 Feb 2026)