LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,971
−HK$8,025/mo
▼ 0.25% · 3.875%
HK$131,952
−HK$4,044/mo
Today · 4.125%
HK$135,996
baseline
▲ 0.50% · 4.625%
HK$144,271
+HK$8,275/mo
Deposit HK$28.06M · loan HK$28.06M · min. income ≈ HK$271,992/mo (50% DSR)
Upfront cash ≈ HK$30.45M (deposit + AVD stamp duty HK$2,385,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,366
−HK$7,692/mo
▼ 0.25% · 3.875%
HK$146,185
−HK$3,873/mo
Today · 4.125%
HK$150,058
baseline
▲ 0.50% · 4.625%
HK$157,968
+HK$7,910/mo
Deposit HK$28.06M · loan HK$28.06M · min. income ≈ HK$300,116/mo (50% DSR)
Upfront cash ≈ HK$30.45M (deposit + AVD stamp duty HK$2,385,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,565
−HK$9,630/mo
▼ 0.25% · 3.875%
HK$158,342
−HK$4,853/mo
Today · 4.125%
HK$163,195
baseline
▲ 0.50% · 4.625%
HK$173,125
+HK$9,930/mo
Deposit HK$22.45M · loan HK$33.67M · min. income ≈ HK$326,390/mo (50% DSR)
Upfront cash ≈ HK$24.83M (deposit + AVD stamp duty HK$2,385,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,840
−HK$9,230/mo
▼ 0.25% · 3.875%
HK$175,422
−HK$4,648/mo
Today · 4.125%
HK$180,070
baseline
▲ 0.50% · 4.625%
HK$189,561
+HK$9,491/mo
Deposit HK$22.45M · loan HK$33.67M · min. income ≈ HK$360,140/mo (50% DSR)
Upfront cash ≈ HK$24.83M (deposit + AVD stamp duty HK$2,385,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,159
−HK$11,235/mo
▼ 0.25% · 3.875%
HK$184,732
−HK$5,662/mo
Today · 4.125%
HK$190,394
baseline
▲ 0.50% · 4.625%
HK$201,979
+HK$11,585/mo
Deposit HK$16.84M · loan HK$39.28M · min. income ≈ HK$380,788/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$2,385,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,313
−HK$10,768/mo
▼ 0.25% · 3.875%
HK$204,659
−HK$5,422/mo
Today · 4.125%
HK$210,081
baseline
▲ 0.50% · 4.625%
HK$221,155
+HK$11,074/mo
Deposit HK$16.84M · loan HK$39.28M · min. income ≈ HK$420,162/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$2,385,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,348
−HK$14,445/mo
▼ 0.25% · 3.875%
HK$237,513
−HK$7,280/mo
Today · 4.125%
HK$244,793
baseline
▲ 0.50% · 4.625%
HK$259,688
+HK$14,895/mo
Deposit HK$5.61M · loan HK$50.51M · min. income ≈ HK$489,586/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$2,385,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,260
−HK$13,845/mo
▼ 0.25% · 3.875%
HK$263,132
−HK$6,973/mo
Today · 4.125%
HK$270,105
baseline
▲ 0.50% · 4.625%
HK$284,342
+HK$14,237/mo
Deposit HK$5.61M · loan HK$50.51M · min. income ≈ HK$540,210/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$2,385,157 · Scale 2, in force from 26 Feb 2026)