LTV · monthly repayment
▼ 0.50% · 3.625%
HK$127,983
−HK$8,026/mo
▼ 0.25% · 3.875%
HK$131,964
−HK$4,045/mo
Today · 4.125%
HK$136,009
baseline
▲ 0.50% · 4.625%
HK$144,285
+HK$8,276/mo
Deposit HK$28.06M · loan HK$28.06M · min. income ≈ HK$272,018/mo (50% DSR)
Upfront cash ≈ HK$30.45M (deposit + AVD stamp duty HK$2,385,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,380
−HK$7,693/mo
▼ 0.25% · 3.875%
HK$146,199
−HK$3,874/mo
Today · 4.125%
HK$150,073
baseline
▲ 0.50% · 4.625%
HK$157,983
+HK$7,910/mo
Deposit HK$28.06M · loan HK$28.06M · min. income ≈ HK$300,146/mo (50% DSR)
Upfront cash ≈ HK$30.45M (deposit + AVD stamp duty HK$2,385,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,580
−HK$9,631/mo
▼ 0.25% · 3.875%
HK$158,357
−HK$4,854/mo
Today · 4.125%
HK$163,211
baseline
▲ 0.50% · 4.625%
HK$173,142
+HK$9,931/mo
Deposit HK$22.45M · loan HK$33.68M · min. income ≈ HK$326,422/mo (50% DSR)
Upfront cash ≈ HK$24.84M (deposit + AVD stamp duty HK$2,385,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,856
−HK$9,231/mo
▼ 0.25% · 3.875%
HK$175,439
−HK$4,648/mo
Today · 4.125%
HK$180,087
baseline
▲ 0.50% · 4.625%
HK$189,580
+HK$9,493/mo
Deposit HK$22.45M · loan HK$33.68M · min. income ≈ HK$360,174/mo (50% DSR)
Upfront cash ≈ HK$24.84M (deposit + AVD stamp duty HK$2,385,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,177
−HK$11,236/mo
▼ 0.25% · 3.875%
HK$184,750
−HK$5,663/mo
Today · 4.125%
HK$190,413
baseline
▲ 0.50% · 4.625%
HK$201,999
+HK$11,586/mo
Deposit HK$16.84M · loan HK$39.29M · min. income ≈ HK$380,826/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$2,385,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,332
−HK$10,770/mo
▼ 0.25% · 3.875%
HK$204,678
−HK$5,424/mo
Today · 4.125%
HK$210,102
baseline
▲ 0.50% · 4.625%
HK$221,176
+HK$11,074/mo
Deposit HK$16.84M · loan HK$39.29M · min. income ≈ HK$420,204/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$2,385,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,370
−HK$14,446/mo
▼ 0.25% · 3.875%
HK$237,536
−HK$7,280/mo
Today · 4.125%
HK$244,816
baseline
▲ 0.50% · 4.625%
HK$259,713
+HK$14,897/mo
Deposit HK$5.61M · loan HK$50.51M · min. income ≈ HK$489,632/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$2,385,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,285
−HK$13,846/mo
▼ 0.25% · 3.875%
HK$263,158
−HK$6,973/mo
Today · 4.125%
HK$270,131
baseline
▲ 0.50% · 4.625%
HK$284,370
+HK$14,239/mo
Deposit HK$5.61M · loan HK$50.51M · min. income ≈ HK$540,262/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$2,385,388 · Scale 2, in force from 26 Feb 2026)