LTV · monthly repayment
▼ 0.50% · 3.625%
HK$128,006
−HK$8,027/mo
▼ 0.25% · 3.875%
HK$131,987
−HK$4,046/mo
Today · 4.125%
HK$136,033
baseline
▲ 0.50% · 4.625%
HK$144,310
+HK$8,277/mo
Deposit HK$28.07M · loan HK$28.07M · min. income ≈ HK$272,066/mo (50% DSR)
Upfront cash ≈ HK$30.45M (deposit + AVD stamp duty HK$2,385,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,405
−HK$7,694/mo
▼ 0.25% · 3.875%
HK$146,224
−HK$3,875/mo
Today · 4.125%
HK$150,099
baseline
▲ 0.50% · 4.625%
HK$158,011
+HK$7,912/mo
Deposit HK$28.07M · loan HK$28.07M · min. income ≈ HK$300,198/mo (50% DSR)
Upfront cash ≈ HK$30.45M (deposit + AVD stamp duty HK$2,385,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,607
−HK$9,632/mo
▼ 0.25% · 3.875%
HK$158,385
−HK$4,854/mo
Today · 4.125%
HK$163,239
baseline
▲ 0.50% · 4.625%
HK$173,172
+HK$9,933/mo
Deposit HK$22.45M · loan HK$33.68M · min. income ≈ HK$326,478/mo (50% DSR)
Upfront cash ≈ HK$24.84M (deposit + AVD stamp duty HK$2,385,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,886
−HK$9,233/mo
▼ 0.25% · 3.875%
HK$175,469
−HK$4,650/mo
Today · 4.125%
HK$180,119
baseline
▲ 0.50% · 4.625%
HK$189,613
+HK$9,494/mo
Deposit HK$22.45M · loan HK$33.68M · min. income ≈ HK$360,238/mo (50% DSR)
Upfront cash ≈ HK$24.84M (deposit + AVD stamp duty HK$2,385,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,208
−HK$11,238/mo
▼ 0.25% · 3.875%
HK$184,782
−HK$5,664/mo
Today · 4.125%
HK$190,446
baseline
▲ 0.50% · 4.625%
HK$202,034
+HK$11,588/mo
Deposit HK$16.84M · loan HK$39.30M · min. income ≈ HK$380,892/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$2,385,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,367
−HK$10,771/mo
▼ 0.25% · 3.875%
HK$204,714
−HK$5,424/mo
Today · 4.125%
HK$210,138
baseline
▲ 0.50% · 4.625%
HK$221,215
+HK$11,077/mo
Deposit HK$16.84M · loan HK$39.30M · min. income ≈ HK$420,276/mo (50% DSR)
Upfront cash ≈ HK$19.23M (deposit + AVD stamp duty HK$2,385,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,410
−HK$14,449/mo
▼ 0.25% · 3.875%
HK$237,577
−HK$7,282/mo
Today · 4.125%
HK$244,859
baseline
▲ 0.50% · 4.625%
HK$259,758
+HK$14,899/mo
Deposit HK$5.61M · loan HK$50.52M · min. income ≈ HK$489,718/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$2,385,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,329
−HK$13,849/mo
▼ 0.25% · 3.875%
HK$263,204
−HK$6,974/mo
Today · 4.125%
HK$270,178
baseline
▲ 0.50% · 4.625%
HK$284,419
+HK$14,241/mo
Deposit HK$5.61M · loan HK$50.52M · min. income ≈ HK$540,356/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$2,385,803 · Scale 2, in force from 26 Feb 2026)